malta visa

Malta Visa for Indians: Complete 2025 Guide

Last Updated: Dec 4, 2025 | Reviewed by: Professional Visa Consultants team of BTW Visas (Malta Visa Experts)

Quick Answer: Do Indians Need a Visa for Malta?

Yes, Indian passport holders require a Schengen short-stay visa to visit Malta. As Malta is a member of the Schengen Area, Indian citizens cannot enter without obtaining prior visa approval. The Malta tourist visa allows stays of up to 90 days within any 180-day period and grants access to all 27 Schengen countries.

Understanding Malta Visa Requirements for Indians

  • Malta, a stunning Mediterranean island nation and European Union member since 2004, is part of the Schengen Agreement. This means Indian citizens planning to visit Malta for tourism, business, or family visits must obtain a Schengen Type C visa before traveling.

    Why Malta Requires a Visa from Indians

    India is not on the EU's visa-exempt list, which currently includes over 60 countries. Therefore, all Indian passport holders, regardless of their purpose of visit, must apply for and receive visa approval before boarding their flight to Malta.

    What the Malta Visa Allows

    A Malta Schengen visa provides several benefits:

    • Entry to 27 Schengen Countries: Once you have a Malta visa, you can travel freely within the entire Schengen Area, including France, Germany, Italy, Spain, and 23 other European nations.
    • Stay Duration: Up to 90 days within any 180-day period
    • Multiple Entry Options: Available as single-entry, double-entry, or multiple-entry visas
    • Tourism and Business: Covers leisure travel, business meetings, conferences, and family visits

    Important Note About ETIAS

    Starting in 2026, the European Union will implement the European Travel Information and Authorization System (ETIAS). However, this system only applies to visa-exempt countries. Indian citizens will continue to require a full Schengen visa and will not be eligible for ETIAS.

Types of Malta Visas Available for Indian Citizens

Understanding which visa category suits your travel purpose is crucial for a successful application. Here are the main types available:

1. Malta Tourist Visa (Schengen Short-Stay Visa)

Purpose: Leisure travel, sightseeing, visiting friends or family

Key Features:

  • Valid for up to 90 days within 180 days
  • Can be single-entry or multiple-entry
  • Allows travel throughout the Schengen Area
  • Most common visa type for Indian travelers

Ideal For:

  • Vacation and holiday trips
  • Visiting historical sites and beaches
  • Short family visits
  • Cultural exploration

2. Malta Business Visa

Purpose: Professional and commercial activities

Permitted Activities:

  • Attending business meetings and conferences
  • Meeting with clients or business partners
  • Participating in trade fairs and exhibitions
  • Negotiating contracts
  • Attending training programs
  • Short-term business consultations

Key Features:

  • Valid for up to 90 days
  • Requires invitation letter from Maltese company
  • Available as single or multiple-entry
  • Does not permit employment or paid work

3. Malta Student Visa

Purpose: Academic studies and educational programs

Requirements:

  • Acceptance letter from recognized Maltese educational institution
  • Proof of sufficient funds for tuition and living expenses
  • Valid for duration of study program
  • May allow part-time work (restrictions apply)

Processing Time: 2-3 months (longer than tourist visa)

4. Malta Work Visa (Single Permit)

Purpose: Employment in Malta

Requirements:

  • Job offer from Maltese employer
  • Single Permit application (combines work and residence permit)
  • Employment contract
  • Professional qualifications
  • Police clearance certificate
  • Health insurance

Processing Time: 2-3 months

5. Malta Transit Visa

Purpose: Passing through Malta airport en route to another destination

Key Features:

  • Valid for airport transit only
  • Maximum 24-hour stay in airport
  • Required only if you're not eligible for visa-free transit

Complete Document Checklist for Malta Visa Application

Preparing the correct documents is critical for visa approval. Missing or incorrect documents are the leading cause of visa rejections. Here's the comprehensive checklist:

Mandatory Documents for All Applicants

1. Valid Passport

Requirements:

  • Must be issued within the last 10 years
  • Valid for at least 3 months beyond your intended departure date from Malta
  • Must contain at least 2 blank pages (preferably consecutive)
  • No handwritten alterations on bio page
  • Original passport plus photocopy of all pages

Important: You must also submit your old passport(s) if you have any. This is mandatory for all nationalities applying from India.

2. Visa Application Form

Requirements:

  • Complete the official Schengen visa application form
  • Fill out all sections accurately
  • Sign and date the form
  • For minors (under 18), both parents must sign
  • Download from VFS Global website or Malta embassy website

Pro Tip: VFS Global offers optional form-filling assistance for ₹2,600 if you need help.

3. Passport-Size Photographs

Specifications:

  • Size: 35mm x 45mm
  • Recent photos (taken within last 6 months)
  • White background (mandatory)
  • 80% face coverage
  • No glasses, hats, or head coverings (unless for religious reasons)
  • Matte or semi-matte finish
  • Two identical photographs required

4. Cover Letter

Must Include:

  • Purpose of visit to Malta
  • Detailed travel itinerary
  • Accommodation details
  • Duration of stay
  • Financial means to support your trip
  • Your employment/business details
  • Reason for returning to India
  • Signed and dated

Format: Typed on plain paper, addressed to "The Visa Officer, High Commission of Malta"

5. Flight Itinerary

Requirements:

  • Confirmed round-trip flight reservation
  • Shows entry and exit dates
  • Must match your visa application dates
  • Booking confirmation with PNR number

Important: Do not purchase non-refundable tickets before visa approval. Use flight reservation services or refundable bookings.

6. Accommodation Proof

Acceptable Documents:

  • Hotel booking confirmation (with cancellation option)
  • Hostel or guesthouse reservation
  • Rental agreement (if renting apartment)
  • Invitation letter from host (if staying with friends/family)

If Staying with Friends/Family:

  • Invitation letter from host
  • Copy of host's passport/ID
  • Proof of host's residence in Malta
  • Host's utility bills or rental agreement

7. Travel Insurance

Mandatory Requirements:

  • Minimum coverage: €30,000 (approximately ₹27 lakhs)
  • Must cover entire Schengen Area
  • Valid for entire duration of stay
  • Must cover medical emergencies, hospitalization, and repatriation
  • Must cover emergency medical evacuation
  • Must cover repatriation in case of death

Approved Insurance Providers: Check VFS Global website for list of approved insurance companies.

Cost: Typically ₹500-₹1,500 for 15-day coverage

8. Proof of Financial Means

Required Amount: €48-€65 per day of stay (approximately ₹4,400-₹5,900 per day)

Acceptable Documents:

  • Bank statements for last 3-6 months (original and stamped by bank)
  • Salary slips for last 3 months
  • Income Tax Returns (ITR) for last 2 years
  • Fixed deposit statements
  • Sponsorship letter (if sponsored)

For Self-Employed:

  • Business registration documents
  • GST registration certificate
  • Bank statements showing business transactions
  • ITR for last 2 years
  • CA-certified financial statements

For Sponsored Applicants:

  • Sponsor's bank statements (last 6 months)
  • Sponsorship letter (notarized)
  • Sponsor's employment proof
  • Sponsor's ITR
  • Relationship proof with sponsor

9. Employment Proof

For Salaried Employees:

  • Employment certificate on company letterhead
  • Salary slips for last 3 months
  • Leave approval letter from employer
  • Company registration documents

For Self-Employed/Business Owners:

  • Business registration certificate
  • GST registration
  • Company bank statements
  • ITR for last 2 years
  • Business card

For Students:

  • School/college ID card
  • Bonafide certificate from institution
  • Leave approval from institution
  • Parent's financial documents (as sponsor)

For Retired Persons:

  • Pension slips
  • Retirement proof
  • Bank statements showing pension credits

Additional Documents for Specific Cases

For Minors (Under 18 Years)

Mandatory:

  • Birth certificate (original + photocopy)
  • Both parents' passports (copies of bio page)
  • Both parents' signatures on visa application form
  • No Objection Certificate (NOC) from both parents (original, notarized)
  • School leave approval letter
  • If traveling with one parent: NOC from other parent
  • If traveling alone: NOC from both parents + guardian details

For Business Visa Applicants

Additional Documents:

  • Invitation letter from Maltese company
  • Company registration documents of Maltese company
  • Details of business meetings/conferences
  • Previous business relationship proof (if any)
  • Conference registration confirmation (if attending event)

Step-by-Step Malta Visa Application Process from India

Follow this detailed process to ensure a smooth application experience:

Step 1: Determine Your Visa Type

Identify which visa category suits your travel purpose (tourist, business, student, etc.). This determines the specific documents you'll need.

Step 2: Gather All Required Documents

Using the checklist above, collect all mandatory documents. Ensure everything is:

  • Original (where required)
  • Photocopied (where required)
  • Self-attested
  • Recent and valid
  • Complete and accurate

Timeline: Allow 1-2 weeks for document preparation.

Step 3: Complete the Visa Application Form

  • Download the Schengen visa application form from VFS Global website
  • Fill out all sections carefully
  • Ensure no fields are left blank
  • Sign and date the form
  • Double-check all information for accuracy

Common Mistakes to Avoid:

  • Incorrect dates
  • Mismatched information with passport
  • Unsigned forms
  • Incomplete sections

Step 4: Book an Appointment at VFS Global

How to Book:

  1. Visit the VFS Global Malta visa website: visa.vfsglobal.com/ind/en/mlt
  2. Create an account or log in
  3. Select "Malta" as destination country
  4. Choose your visa category
  5. Select nearest VFS center
  6. Choose available date and time slot
  7. Receive appointment confirmation via email

Important: Applications can be submitted up to 6 months before your intended travel date, but no later than 15 days before departure.

Step 5: Pay the Visa Fees

Payment Options at VFS Center:

  • Cash (Indian Rupees)
  • Credit/Debit Card (Visa, Mastercard, RuPay)
  • Demand Draft

Fees Include:

  • Embassy visa fee (€80 for adults)
  • VFS service charge (₹2,413-₹2,735)
  • Optional services (if selected)

Note: Fees are non-refundable, even if visa is rejected.

Step 6: Attend Your VFS Appointment

What to Bring:

  • All original documents
  • Photocopies of all documents
  • Appointment confirmation
  • Payment (if not paid online)
  • Passport-size photos

At the VFS Center:

  1. Document verification by VFS staff
  2. Biometric data collection (fingerprints and photograph)
  3. Document submission
  4. Fee payment (if not done earlier)
  5. Receive acknowledgment receipt with tracking number

Biometric Exemptions:

  • Children under 12 years
  • If you've given biometrics for any Schengen visa after November 2015 (valid for 59 months)

Duration: Expect to spend 30-60 minutes at VFS center.

Step 7: Track Your Application

Tracking Methods:

  1. Online: Visit VFS Global website and enter your reference number
  2. SMS Updates: Available for ₹120 (optional service)
  3. Email: Check for updates from VFS Global
  4. Phone: Call VFS helpline (charges apply)

What You Can Track:

  • Application received at VFS
  • Application forwarded to Malta High Commission
  • Application under process
  • Decision made
  • Passport ready for collection

Step 8: Collect Your Passport

Collection Options:

Option 1: In-Person Collection

  • Visit the same VFS center where you applied
  • Bring your acknowledgment receipt
  • Collect during VFS working hours
  • Free of charge

Option 2: Courier Delivery

  • Available for ₹650-₹754
  • Passport delivered to your address
  • Tracking provided
  • Safer option if you live far from VFS center

Option 3: Authorized Representative

  • Someone else can collect on your behalf
  • Requires authorization letter
  • Representative must bring their ID proof
  • Original acknowledgment receipt required

Step 9: Verify Your Visa

Once you receive your passport, immediately check:

  • Visa sticker is correctly affixed
  • Personal details are accurate (name, passport number, date of birth)
  • Visa validity dates match your travel plans
  • Number of entries (single/multiple)
  • Duration of stay is correct
  • No spelling errors

If you find any errors: Contact VFS Global immediately for correction.

Malta Visa Fees for Indian Applicants (2025)

Understanding the complete cost structure helps you budget accurately for your visa application.

Embassy Visa Fees

Category

Fee in EUR

Fee in INR (Approx.)

Adults (12+ years)

€80

₹7,200-₹7,300

Children (6-12 years)

€45

₹4,000-₹4,100

Children (Under 6 years)

Free

₹0

Note: EUR to INR conversion rate fluctuates. Check current rate at time of application.

VFS Global Service Charges

Service

Cost

Standard Service Charge

₹2,413-₹2,735

Includes GST (18%)

Included in above

Optional Services at VFS Global

Service

Cost

Description

Courier Service

₹650-₹754

Passport delivered to your address

SMS Updates

₹120-₹139

Real-time application status via SMS

Premium Lounge

₹3,200-₹3,715

Comfortable waiting area, refreshments

Form Filling Assistance

₹2,600

Help with completing application form

Prime Time Appointment

₹3,250

Priority appointment slots

Prime Time Collection

₹450

Priority passport collection

Photo Service

₹150-₹200

Passport photos at VFS center

Total Cost Breakdown

Minimum Cost (Adult Tourist Visa):

  • Embassy Fee: ₹7,200
  • VFS Service Charge: ₹2,413
  • Total: ₹9,613

With Optional Services:

  • Embassy Fee: ₹7,200
  • VFS Service Charge: ₹2,413
  • Courier: ₹650
  • SMS Updates: ₹120
  • Total: ₹10,383

Business Visa (via Agency):

  • Total cost can range from ₹21,000-₹22,000 (includes agency fees)

Payment Methods Accepted

  • Cash: Indian Rupees only
  • Credit/Debit Cards: Visa, Mastercard, RuPay
  • Demand Draft: Payable to VFS Global

Important Notes About Fees

  1. Non-Refundable: All fees are non-refundable, even if your visa is rejected
  2. Subject to Change: Fees may change without notice based on EUR-INR exchange rate
  3. No Hidden Charges: VFS Global displays all charges transparently
  4. Receipt Provided: Always collect your payment receipt
Entry Purpose Stay Duration Validity Fees
Multiple entry Normal Tourist 90 days 3 months 9810.0
Multiple entry Normal Business 90 days 3 months 9810.0
Multiple entry Normal Business 90 days 3 months 9810.0
Multiple entry Normal Study 90 days 3 months 7184.0
Multiple entry Normal Study 90 days 3 months 7184.0
Multiple entry Normal Work 90 days 3 months 7184.0
Multiple entry Normal Work 90 days 3 months 7184.0
Multiple entry Normal Dependant 90 days 3 months 7184.0
Multiple entry Normal Dependant 90 days 3 months 10757.0
Multiple entry Normal Tourist 90 days 3 months 9810.0

Malta Visa Processing Time from India

  • Understanding processing timelines helps you plan your application submission strategically.

    Standard Processing Time

    General Applications: 15 calendar days (approximately 2-3 weeks)

    This is the standard timeframe from the date your application reaches the Malta High Commission in New Delhi.

    Extended Processing Times

    Peak Season (May-September): 30-60 days

    • Summer is peak travel season to Europe
    • Higher application volumes cause delays
    • Plan accordingly if traveling during this period

    Applications from Specific Locations:

    Location

    Additional Transit Time

    Total Time

    Delhi, Mumbai, Bangalore, Chennai, Kolkata

    15 days

    15 days

    Cochin, Lucknow

    +3 days transit

    18 days

    Nepal

    +3 days transit

    18 days

    Maldives

    +6 working days transit

    21 days

    Factors That Can Extend Processing Time

    1. Incomplete Documentation: Missing documents require additional time for submission
    2. Additional Verification: Embassy may need to verify certain information
    3. High Application Volume: Peak seasons see more applications
    4. Public Holidays: Embassy closed days don't count in processing time
    5. Complex Cases: First-time applicants or those with travel history issues

    How to Ensure Faster Processing

    Best Practices:

    1. Apply Early: Submit application 4-6 weeks before travel
    2. Complete Documentation: Ensure all documents are included
    3. Accurate Information: Double-check all details
    4. Clear Photocopies: Provide legible copies
    5. Proper Organization: Arrange documents in order
    6. Follow Guidelines: Adhere to all VFS and embassy requirements

    When to Apply

    Earliest: 6 months before intended travel date Latest: 15 days before intended travel date (not recommended) Recommended: 4-6 weeks before travel date

    Tracking Your Application Status

    Online Tracking:

    • Visit VFS Global website
    • Enter your reference number and date of birth
    • Check status updates

    Status Indicators:

    • "Application Received at VFS" - Documents submitted
    • "Application Forwarded to Embassy" - Sent to Malta High Commission
    • "Application Under Process" - Being reviewed
    • "Decision Made" - Visa approved or rejected
    • "Passport Ready for Collection" - Available for pickup

VFS Global Centers in India for Malta Visa

VFS Global is the official visa application center for Malta in India. Here are all the locations:

Major VFS Centers

1. New Delhi

Address: VFS Global, Malta Visa Application Centre, Shop No. 1 & 2, Worldmark 1, Aerocity, IGI Airport Hospitality District, New Delhi - 110037

Working Hours: Monday-Friday, 8:00 AM - 3:00 PM Contact: +91-11-4960-5555

2. Mumbai

Address: VFS Global, Malta Visa Application Centre, Visa Facilitation Services Pvt Ltd, 3rd Floor, Panchshil Tech Park, Yerwada, Pune-Nagar Road, Pune - 411006

Working Hours: Monday-Friday, 8:00 AM - 3:00 PM Contact: +91-20-6764-4646

3. Bangalore

Address: VFS Global, Malta Visa Application Centre, 1st Floor, Raheja Towers, M.G. Road, Bangalore - 560001

Working Hours: Monday-Friday, 8:00 AM - 3:00 PM

4. Chennai

Address: VFS Global, Malta Visa Application Centre, Shyamala Tower, 1st Floor, 106, Adhithanar Salai, Egmore, Chennai - 600002

Working Hours: Monday-Friday, 8:00 AM - 3:00 PM

5. Kolkata

Address: VFS Global, Malta Visa Application Centre, 5A, Russell Street, 2nd Floor, Kolkata - 700071

Working Hours: Monday-Friday, 8:00 AM - 3:00 PM

6. Cochin (Kochi)

Address: VFS Global, Malta Visa Application Centre, 2nd Floor, Chirag Centre, Kaloor, Kochi - 682017

Working Hours: Monday-Friday, 8:00 AM - 3:00 PM

7. Lucknow

Address: VFS Global, Malta Visa Application Centre, 1st Floor, Shalimar Corporate Park, 8, Rana Pratap Marg, Lucknow - 226001

Working Hours: Monday-Friday, 8:00 AM - 3:00 PM

Important Information About VFS Centers

Appointment Required: Walk-ins not accepted. Book online appointment mandatory.

Closed On:

  • Saturdays and Sundays
  • Indian public holidays
  • Maltese public holidays

What to Expect:

  • Security check at entrance
  • Token number system
  • Waiting area with seating
  • Document verification counters
  • Biometric collection area
  • Payment counters
  • Premium lounge (if paid for)

Facilities Available:

  • Drinking water
  • Restrooms
  • Photocopy services (charges apply)
  • Photograph services (charges apply)
  • Form filling assistance (charges apply)

Common Malta Visa Rejection Reasons and How to Avoid Them

Understanding why visas get rejected helps you avoid these pitfalls. Here are the most common reasons:

1. Incomplete or Incorrect Documentation

Problem:

  • Missing documents
  • Expired documents
  • Incorrect photocopies
  • Unsigned forms

Solution:

  • Use the complete checklist
  • Verify expiry dates
  • Make clear, legible copies
  • Sign all required forms
  • Double-check everything before submission

2. Insufficient Financial Proof

Problem:

  • Bank balance too low
  • Irregular bank transactions
  • Sudden large deposits before application
  • No proof of income source

Solution:

  • Maintain minimum €48-€65 per day
  • Show 6 months of regular transactions
  • Avoid sudden large deposits
  • Provide salary slips and ITR
  • If sponsored, provide complete sponsor documents

3. Unclear Travel Purpose

Problem:

  • Vague cover letter
  • No clear itinerary
  • Conflicting information
  • Suspicious travel plans

Solution:

  • Write detailed, specific cover letter
  • Provide day-by-day itinerary
  • Book hotels for entire stay
  • Ensure all information matches
  • Explain purpose clearly

4. Lack of Strong Ties to India

Problem:

  • No proof of employment
  • No family ties shown
  • No property ownership
  • Appears likely to overstay

Solution:

  • Provide employment certificate
  • Show family ties (marriage certificate, children's documents)
  • Include property documents
  • Demonstrate reasons to return to India
  • Show ongoing commitments in India

5. Previous Visa Violations

Problem:

  • Overstayed previous Schengen visa
  • Violated visa conditions
  • Deportation history
  • Visa refusal history

Solution:

  • Be honest about previous refusals
  • Explain circumstances if applicable
  • Provide evidence of changed circumstances
  • Show compliance with all visa rules

6. Invalid or Insufficient Travel Insurance

Problem:

  • Coverage less than €30,000
  • Doesn't cover entire Schengen Area
  • Not valid for entire trip duration
  • From non-approved provider

Solution:

  • Purchase from approved insurance companies
  • Ensure €30,000 minimum coverage
  • Cover all Schengen countries
  • Valid for entire stay + buffer days
  • Check VFS list of approved providers

7. Passport Issues

Problem:

  • Less than 3 months validity after return
  • Less than 2 blank pages
  • Damaged passport
  • Handwritten alterations

Solution:

  • Renew passport if needed
  • Ensure sufficient validity
  • Check for blank pages
  • Replace damaged passport
  • No handwritten changes allowed

8. Suspicious or Fraudulent Documents

Problem:

  • Fake bank statements
  • Forged employment letters
  • False hotel bookings
  • Fabricated documents

Solution:

  • Never submit fake documents
  • Use only genuine documents
  • Embassy verifies all information
  • Fraud leads to permanent ban
  • Honesty is always the best policy

9. Inadequate Accommodation Proof

Problem:

  • No hotel bookings
  • Vague accommodation plans
  • Unverified host information
  • Incomplete address details

Solution:

  • Book hotels for entire stay
  • If staying with friends/family, provide complete host documents
  • Include host's invitation letter
  • Provide host's residence proof
  • Show host's ID/passport copy

10. Poor Interview Performance (if called)

Problem:

  • Inconsistent answers
  • Nervous behavior
  • Lack of knowledge about trip
  • Contradictory information

Solution:

  • Know your itinerary well
  • Be confident and honest
  • Answer clearly and directly
  • Don't memorize answers
  • Stay calm and composed

What to Do If Your Visa Is Rejected

  1. Read the Rejection Letter: Understand the specific reason
  2. Address the Issue: Fix the problem mentioned
  3. Gather Additional Documents: Strengthen your application
  4. Wait Before Reapplying: Give it some time (1-2 months)
  5. Consider Appeal: If you believe rejection was unfair
  6. Seek Professional Help: Consult visa consultants if needed

Appeal Process:

  • You have the right to appeal
  • Submit appeal to Malta High Commission
  • Provide additional supporting documents
  • Appeal must be filed within specified timeframe
  • Decision on appeal can take several weeks

Travel Insurance Requirements for Malta Visa

Travel insurance is mandatory for Malta visa approval. Here's everything you need to know:

Minimum Coverage Requirements

Coverage Amount: €30,000 (approximately ₹27 lakhs)

Must Cover:

  • Medical emergencies
  • Hospitalization
  • Emergency medical evacuation
  • Repatriation of remains (in case of death)
  • Emergency dental treatment
  • Ambulance services

Geographic Coverage

Must Cover: Entire Schengen Area (all 27 countries)

Schengen Countries Include: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland

Validity Period

Must Be Valid For:

  • Entire duration of your stay in Malta/Schengen Area
  • Recommended: Add 2-3 extra days as buffer
  • Must start from date of entry
  • Must end after date of exit

Approved Insurance Providers

Check VFS Global Website for Updated List

Popular Approved Providers in India:

  • ICICI Lombard
  • Bajaj Allianz
  • HDFC ERGO
  • Reliance General Insurance
  • Tata AIG
  • Care Health Insurance
  • Digit Insurance
  • IFFCO Tokio

Cost of Travel Insurance

Typical Costs:

  • 15-day coverage: ₹500-₹1,000
  • 30-day coverage: ₹800-₹1,500
  • 90-day coverage: ₹2,000-₹3,500

Factors Affecting Cost:

  • Duration of coverage
  • Age of traveler
  • Coverage amount
  • Additional benefits
  • Insurance provider

How to Purchase Travel Insurance

Option 1: Online

  1. Visit insurance provider's website
  2. Select "Schengen Travel Insurance"
  3. Enter travel dates and personal details
  4. Choose coverage amount (minimum €30,000)
  5. Make payment
  6. Receive policy via email instantly

Option 2: Through Agent

  • Visit insurance agent
  • Provide travel details
  • Purchase policy
  • Receive physical copy

Option 3: At VFS Center

  • Some VFS centers offer insurance
  • Can purchase on the day of application
  • Slightly more expensive

What Your Insurance Certificate Must Show

Mandatory Information:

  • Your full name (as in passport)
  • Passport number
  • Coverage amount (€30,000 minimum)
  • Validity dates
  • Geographic coverage (Schengen Area)
  • Policy number
  • Insurance company details
  • Emergency contact numbers

Common Insurance Mistakes to Avoid

  1. Insufficient Coverage: Less than €30,000
  2. Wrong Dates: Doesn't cover entire trip
  3. Geographic Limitation: Doesn't cover all Schengen countries
  4. Non-Approved Provider: Not on VFS approved list
  5. Expired Policy: Purchased too early and expired
  6. Name Mismatch: Name doesn't match passport

Additional Benefits to Consider

Optional Coverage:

  • Trip cancellation
  • Lost baggage
  • Flight delays
  • Personal liability
  • Adventure sports coverage (if planning activities)
  • COVID-19 coverage (highly recommended)

Emergency Contact Information

Keep These Handy:

  • Insurance company's 24/7 helpline
  • Policy number
  • Emergency assistance number in Europe
  • Claim procedure documents

Financial Requirements for Malta Visa

Demonstrating sufficient financial means is crucial for visa approval. Here's what you need to know:

Minimum Daily Amount Required

Standard Requirement: €48-€65 per person per day

Example Calculations:

  • 7-day trip: €336-€455 (₹30,000-₹41,000)
  • 15-day trip: €720-€975 (₹65,000-₹88,000)
  • 30-day trip: €1,440-€1,950 (₹1,30,000-₹1,76,000)

Acceptable Proof of Financial Means

1. Bank Statements

Requirements:

  • Last 3-6 months (6 months preferred)
  • Original statements stamped by bank
  • Show regular income/transactions
  • Sufficient closing balance
  • No sudden large deposits

What Embassy Looks For:

  • Consistent balance
  • Regular salary credits
  • Normal spending patterns
  • Stable financial situation

2. Salary Slips

Requirements:

  • Last 3 months
  • Original or certified copies
  • On company letterhead
  • Showing deductions and net salary
  • Matching bank credits

3. Income Tax Returns (ITR)

Requirements:

  • Last 2 years
  • Acknowledged by Income Tax Department
  • Form 16 (for salaried)
  • Computation of income
  • Shows annual income

4. Fixed Deposits

Acceptable:

  • FD certificates
  • Shows additional financial stability
  • Can supplement bank balance
  • Must be easily liquidable

5. Sponsorship Documents (If Sponsored)

Sponsor Must Provide:

  • Sponsorship letter (notarized)
  • Sponsor's bank statements (6 months)
  • Sponsor's salary slips (3 months)
  • Sponsor's ITR (2 years)
  • Sponsor's employment proof
  • Relationship proof with applicant
  • Sponsor's ID proof

Acceptable Sponsors:

  • Parents (for students/dependents)
  • Spouse
  • Children (for elderly parents)
  • Siblings (in some cases)
  • Employer (for business trips)

Financial Requirements by Applicant Type

Salaried Employees

Minimum Monthly Salary: ₹25,000-₹30,000 (recommended)

Documents:

  • Bank statements (6 months)
  • Salary slips (3 months)
  • Employment certificate
  • ITR (2 years)
  • Form 16

Self-Employed/Business Owners

Documents:

  • Business bank statements (6 months)
  • Personal bank statements (6 months)
  • Business registration documents
  • GST registration
  • ITR (2 years)
  • CA-certified financial statements
  • Proof of business ownership

Students

Documents:

  • Parent's financial documents (as sponsor)
  • Parent's bank statements (6 months)
  • Parent's salary slips (3 months)
  • Parent's ITR (2 years)
  • Sponsorship letter from parents
  • Student ID and bonafide certificate

Retired Persons

Documents:

  • Pension slips
  • Bank statements showing pension credits
  • Retirement proof
  • Savings/FD certificates
  • ITR (if applicable)

Common Financial Documentation Mistakes

  1. Insufficient Balance: Not meeting minimum daily requirement
  2. Sudden Deposits: Large amounts deposited just before application
  3. Irregular Transactions: No consistent income pattern
  4. Low Salary: Income doesn't support travel expenses
  5. Incomplete Statements: Missing pages or months
  6. Unstamped Documents: Bank statements not stamped by bank
  7. Mismatch: Salary slips don't match bank credits
  8. Old Documents: Statements older than 6 months

Tips for Strong Financial Documentation

  1. Maintain Good Balance: Keep sufficient funds for 2-3 months before applying
  2. Regular Transactions: Show consistent income and expenses
  3. Avoid Large Deposits: Don't deposit large sums suddenly
  4. Multiple Accounts: Show all bank accounts
  5. Credit Cards: Can show credit card statements as additional proof
  6. Property Ownership: Include property documents for additional credibility
  7. Investments: Show mutual funds, stocks, or other investments
  8. Employer Support: Get strong employment certificate

What If You Don't Meet Financial Requirements?

Options:

  1. Get a Sponsor: Family member with sufficient funds
  2. Combine Resources: Show joint accounts (for couples)
  3. Show Assets: Property, investments, FDs
  4. Employer Sponsorship: For business trips
  5. Postpone Travel: Build sufficient funds first

Tips for a Successful Malta Visa Application

Follow these expert tips to maximize your chances of visa approval:

Before Application

  1. Start Early: Begin preparation 2-3 months before travel
  2. Research Thoroughly: Understand all requirements
  3. Check Passport: Ensure validity and blank pages
  4. Build Financial Profile: Maintain good bank balance
  5. Plan Itinerary: Have clear travel plans
  6. Book Refundable: Use refundable hotel bookings initially

Document Preparation

  1. Use Checklist: Don't miss any document
  2. Original + Copies: Prepare both as required
  3. Organize Properly: Arrange in logical order
  4. Self-Attest: Sign all photocopies
  5. Clear Copies: Ensure legibility
  6. Translate if Needed: Get certified translations for non-English documents

Application Form

  1. Fill Carefully: No mistakes or overwriting
  2. Be Consistent: Match information across all documents
  3. Complete All Fields: Don't leave blanks
  4. Sign Properly: Use same signature as passport
  5. Date Correctly: Use DD/MM/YYYY format

Financial Documentation

  1. Show Stability: 6 months of consistent transactions
  2. Sufficient Balance: Meet daily requirement + buffer
  3. Explain Sources: Clear income sources
  4. No Sudden Deposits: Avoid large last-minute deposits
  5. Multiple Proofs: Provide various financial documents

Travel Plans

  1. Realistic Itinerary: Plan achievable daily activities
  2. Book Accommodations: For entire stay
  3. Flight Reservations: Confirmed bookings
  4. Travel Insurance: From approved provider
  5. Purpose Clarity: Clear reason for visit

At VFS Center

  1. Arrive Early: 15-30 minutes before appointment
  2. Dress Appropriately: Business casual recommended
  3. Be Polite: Courteous with VFS staff
  4. Answer Clearly: If asked questions
  5. Keep Receipt: Safe custody of acknowledgment

After Submission

  1. Track Application: Regular status checks
  2. Be Available: Keep phone accessible
  3. Don't Book Non-Refundable: Wait for visa approval
  4. Plan Backup: Have contingency plans
  5. Be Patient: Don't panic during processing

General Best Practices

  1. Honesty: Never submit false documents
  2. Consistency: All information should match
  3. Completeness: Submit everything required
  4. Clarity: Clear, legible documents
  5. Professionalism: Treat application seriously
  6. Follow Guidelines: Adhere to all instructions
  7. Seek Help: Consult experts if unsure
  8. Learn from Rejections: If previously rejected, address issues

Red Flags to Avoid

  • Fake documents
  • Inconsistent information
  • Suspicious travel plans
  • Insufficient funds
  • Poor travel history
  • Visa violations
  • Incomplete applications
  • Last-minute applications

Bonus Tips

  1. Previous Travel: Show previous international travel (if any)
  2. Employment Stability: Long-term employment is positive
  3. Family Ties: Show strong ties to India
  4. Property Ownership: Include property documents
  5. Return Ticket: Book return flight

Conclusion

Obtaining a Malta visa as an Indian citizen requires careful preparation, complete documentation, and attention to detail. By following this comprehensive guide, you'll significantly increase your chances of visa approval and enjoy a smooth application process.

Key Takeaways

✅ Start Early: Apply 4-6 weeks before travel
✅ Complete Documentation: Use the checklist and ensure nothing is missing 

✅ Financial Proof: Maintain sufficient funds (€48-€65 per day)
✅ Travel Insurance: Mandatory €30,000 coverage
✅ Honest Application: Never submit false documents
✅ Clear Purpose: Demonstrate clear travel plans and intent to return
✅ Strong Ties: Show employment, family, and property ties to India

Next Steps

  1. Determine your travel dates
  2. Gather all required documents
  3. Book VFS Global appointment
  4. Attend appointment and submit application
  5. Track your application status
  6. Collect your passport
  7. Plan your Malta adventure!

Malta, with its stunning Mediterranean beauty, rich history, crystal-clear waters, and warm hospitality, awaits your visit. With proper preparation and this comprehensive guide, your Malta visa application will be successful.

Safe travels and enjoy your Maltese adventure! 🇲🇹✈️

About This Guide

Author Expertise: This guide is compiled from official sources, including VFS Global, Malta High Commission, European Union visa regulations, and verified traveler experiences.

Last Updated: December 2, 2025

Sources:

  • VFS Global Malta Visa Information (visa.vfsglobal.com)
  • Malta High Commission, New Delhi
  • European Commission - Schengen Visa Policy
  • Official Malta Tourism Website
  • Verified traveler experiences and visa approval cases

Disclaimer: Visa regulations can change without notice. Always verify current requirements through official Malta government sources before applying. This guide is for informational purposes only and does not constitute legal advice.

 

Last Updated: December 2025

 

Content Accuracy: This comprehensive guide has been compiled based on extensive research of official government sources, verified travel information, and real experiences of Indian travelers who have successfully obtained Malta visas.

 

Expert Contributors: BTW Visas experts team with 15+ years of industry experience, with a 99% visa success rate, and have processed more than 4 lakh+ Visas.

 

Frequently Asked Questions

How can I extend my Malta Visa?

It is not possible to extend your short term Matese permit under normal conditions. Being a type of the Schengen, these are non-extendable. However, in certain extreme cases such as a Force Majeure, or other humanitarian reasons, you may be granted an extension. In case you are not granted one, you must leave the country immediately. The long term permits, however, may be extended depending upon the category. 

What is the medical test for Malta Visa?

The medical test requirements depend on the category of the permit. The short term permits, being issued for durations of less than 6 months, do not have a medical test requirement. However, the long term categories may require medical tests mandatory. In either case, it is suggested that you get a medical checkup before travelling to a new country. 

How Much Bank Balance required to get Malta Visa?

There are no specific requirements to the exact amount you would need to show to apply for this permit. Based on the rules, you must provide proof that you have enough funds to support yourself for your entire stay duration. These include basic expenses such as food, travel, accommodation, etc.

 

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