malta tourist visa

Complete Guide to Malta Tourist Visa for Indians

Last Updated: December 2025 | Reviewed by: Professional Visa Consultants team of BTWVisas (Malta Visa Experts)

Planning your dream Mediterranean vacation to Malta? As an Indian citizen, understanding the Malta tourist visa requirements for 2025-2026 is crucial for a smooth travel experience. This comprehensive guide provides everything you need to know about obtaining a Malta Schengen visa, from application procedures to fees, processing times, and expert tips to avoid rejection.

Quick Summary: Malta Tourist Visa for Indians 2025-2026 - Key Information at a Glance

 

  • Visa Type: Schengen Short-Stay Visa (Type C)
  • Maximum Stay: Up to 90 days within any 180-day period
  • Visa Fee: €90 (approximately ₹8,320) for adults; €45 (approximately ₹4,160) for children aged 6-12 years
  • Processing Time: 15 working days (standard); can extend to 21 days during peak season
  • Application Through: VFS Global centres across India or the Embassy of Malta, New Delhi
  • Success Rate: Malta has a 38.5% rejection rate for all applicants (2024 data), making proper documentation critical. For Indian applicants specifically, the rejection rate is approximately 44.9%, making it one of the most stringent Schengen countries
  • Travel Insurance Required: Minimum €30,000 coverage valid across all Schengen countries
  • Best Time to Apply: 4-6 weeks before the intended travel date
  • Application Window: Between 15 days and 6 months before travel
  • Key Advantage: Malta is a Mediterranean gem with stunning beaches, historic sites, and vibrant culture - and a Malta Schengen visa allows you to explore all 27 Schengen countries

Do Indians Need a Visa for Malta?

Yes, Indian citizens require a valid Malta Schengen visa to enter Malta for tourism, business, or short-term visits. Malta, as a member of the Schengen Area since 2004, follows the unified visa policy that applies to all 27 Schengen member states. Unlike citizens of visa-exempt countries (USA, UK, Canada, Australia), Indian passport holders must obtain a visa before traveling to Malta.

Why Malta is an Attractive Destination for Indian Travelers

Malta has emerged as an increasingly popular Mediterranean destination for Indian travelers, offering a unique blend of history, culture, natural beauty, and modern amenities. According to tourism statistics, Malta welcomed approximately 45,000+ Indian visitors in 2024, with numbers projected to exceed 50,000 in 2025, representing steady year-on-year growth.

What makes Malta special:

  • Mediterranean Paradise: Malta is a stunning island nation in the heart of the Mediterranean Sea, featuring crystal-clear turquoise waters, pristine beaches, and dramatic coastal cliffs. Unlike crowded European destinations, Malta offers a more intimate Mediterranean experience with authentic charm.
  • Rich Historical Heritage: With over 7,000 years of history, Malta is home to some of Europe's oldest temples (older than the Egyptian pyramids), ancient Roman ruins, medieval fortifications, and charming old towns. The capital city, Valletta, is a UNESCO World Heritage Site with stunning Baroque architecture.
  • Compact and Convenient: Malta is one of Europe's smallest countries, making it easy to explore multiple attractions in a short time. You can visit beaches, historic sites, and cultural landmarks all within a few hours of travel.
  • Affordable European Destination: Compared to Western European destinations, Malta offers excellent value for money with affordable accommodation, dining, and activities while maintaining high standards of service and infrastructure.
  • Gateway to Europe: With a Malta Schengen visa, Indian travelers can explore all 27 Schengen countries, making it an ideal base for a broader European adventure.
  • Vibrant Culture and Cuisine: Malta offers a unique blend of Mediterranean, Italian, and British influences reflected in its culture, architecture, and cuisine. The local food scene features fresh seafood, traditional pastries, and Mediterranean flavors.

Important Note on Schengen Area Travel

A Malta tourist visa allows you to travel freely within the entire Schengen Area, which includes Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland. However, Malta must be your primary destination or the first point of entry if you're visiting multiple Schengen countries.

1. Types of Malta Visas for Indians

Understanding the different visa categories helps you apply for the correct type based on your travel purpose.

Malta Short-Stay Tourist Visa (Type C) – Most Common

Purpose: Tourism, sightseeing, visiting friends or family, attending cultural events

Key Features:

  • Duration: Up to 90 days within any 180-day period
  • Entry Type: Single entry or multiple entry (decided by the embassy)
  • Validity: Up to 180 days from the date of issue
  • Fee: €90 (₹8,320) for adults; €45 (₹4,160) for children 6-12 years; Free for children under 6 years
  • Processing Time: 15 working days (standard)

This is the visa type most Indian tourists apply for when planning a vacation to Malta and other Schengen countries.

Malta Business Visa (Type C)

Purpose: Business meetings, conferences, trade fairs, corporate visits

Key Features:

  • Same duration and validity as tourist visa
  • Requires additional documentation: invitation letter from Maltese company, proof of business relationship, company registration documents
  • Fee structure identical to tourist visa

Malta Long-Stay National Visa (Type D)

Purpose: Extended stays for work, study, family reunification, or other long-term purposes

Key Features:

  • Duration: More than 90 days (up to 1 year)
  • Fee: €100 (approximately ₹9,200)
  • Processing Time: 6-12 weeks
  • Additional Requirements: Proof of accommodation, financial means for extended stay, purpose-specific documents (employment contract, university admission letter, etc.)

Note: This guide focuses primarily on the Malta Short-Stay Tourist Visa (Type C), which is the most relevant for Indian travelers planning vacations.

Airport Transit Visa (Type A)

Purpose: Transiting through the international zone of Maltese airports

Key Features:

  • Required only if you're changing flights in Malta and need to pass through the international transit area
  • Most Indian citizens with valid visas for final destinations don't require this
  • Fee: €90 (₹8,320)

2. Malta Tourist Visa Requirements

Meeting all documentation requirements is critical for visa approval. Malta has a 38.5% overall rejection rate (2024 data), with Indian applicants facing an approximately 44.9% rejection rate, making it one of the most stringent Schengen countries. Proper documentation significantly improves your chances of approval.

Complete Document Checklist for Malta Tourist Visa

Valid Indian Passport

Requirements:

  • Validity: Must be valid for at least 3 months beyond your intended departure date from the Schengen Area
  • Issue Date: Passport should not be older than 10 years
  • Blank Pages: Minimum 2 blank visa pages required
  • Condition: Passport must be in good condition without damage or tears
  • Previous Passports: Submit copies of all previous passports if available (shows travel history)

Expert Tip: If your passport is expiring within 6 months of your travel date, consider renewing it before applying to avoid complications.

Completed Malta Visa Application Form

Requirements:

  • Download the official Schengen visa application form from the VFS Global website or the Embassy of Malta website
  • Fill out the form completely in English or Maltese
  • Sign and date the form personally (signatures must match your passport)
  • Ensure all information matches your supporting documents exactly

Common Mistakes to Avoid:

  • Leaving any fields blank
  • Providing inconsistent information across documents
  • Using outdated forms
  • Not signing the form

Recent Passport-Size Photographs

Specifications:

  • Size: 35mm x 45mm (standard passport photo size)
  • Background: Plain white or light-colored background
  • Quality: High resolution, clear, and in focus
  • Recency: Taken within the last 6 months
  • Appearance: Face forward, neutral expression, both eyes open, mouth closed
  • Quantity: 2 identical photographs required

Technical Requirements:

  • No glasses (unless medically necessary with a doctor's certificate)
  • No headwear (except for religious reasons, and the face must be fully visible.
  • No shadows on face or background
  • 70-80% of the photo should be your face

Travel Insurance (Mandatory)

Requirements:

  • Minimum Coverage: €30,000 (approximately ₹27 lakh) for medical expenses
  • Validity: Must cover the entire duration of your stay in the Schengen Area
  • Coverage Area: Valid in all 27 Schengen member states
  • Inclusions: Must cover emergency medical treatment, hospitalisation, medical evacuation, and repatriation of remains

What the Insurance Must Cover:

  • Emergency medical expenses
  • Emergency hospital treatment
  • Emergency dental treatment
  • Medical repatriation to India
  • Repatriation of remains in case of death

Recommended Insurance Providers for Indians:

  • ICICI Lombard Schengen Travel Insurance
  • Bajaj Allianz Schengen Travel Insurance
  • Reliance Travel Insurance
  • HDFC ERGO Schengen Travel Insurance
  • AXA Schengen Insurance (international provider)

Cost: Travel insurance typically costs between ₹500-₹2,000 per person for a 15-day trip, depending on age and coverage.

Proof of Accommodation

Acceptable Documents:

  • Hotel Bookings: Confirmed hotel reservations with booking reference numbers, hotel name, address, contact details, and dates of stay
  • Airbnb Bookings: Confirmed Airbnb reservations with host details
  • Invitation Letter: If staying with friends or family in Malta, a notarised invitation letter authenticated by the Administrative Unit in Malta, along with proof of the host's residence (utility bills, rental agreement)
  • Tour Package: Booking confirmation from a travel agency showing accommodation details

Important: Bookings should cover your entire stay in Malta and any other Schengen countries you plan to visit.

Expert Tip: Many hotels and booking platforms offer free cancellation options. Book accommodations that can be cancelled without penalty until you receive your visa approval.

Flight Itinerary/Reservations

Requirements:

  • Round-trip Flight Booking: Confirmed flight reservations showing entry and exit from the Schengen Area
  • Details Required: Flight numbers, dates, departure and arrival times, airline name
  • Booking Reference: Must include booking reference or PNR number

Important Distinction: DO NOT purchase non-refundable tickets before visa approval. A flight reservation or itinerary is sufficient (not a paid ticket).

Services for Flight Reservations:

  • VFS Global offers flight reservation services
  • Online services like FlightGen, VisaReservation, or Dummy Ticket provide temporary bookings
  • Travel agents can create reservations that are valid for 2-4 weeks

Detailed Travel Itinerary

Requirements:

  • Day-by-day plan of your trip
  • Places you intend to visit in Malta and other Schengen countries
  • Planned activities and sightseeing
  • Transportation between cities (train, bus, rental car bookings)
  • Duration of stay in each location

Sample Itinerary Format:

  • Day 1: Arrival in Valletta - Check-in at Hotel XYZ, explore Valletta Old Town
  • Day 2: Valletta - Visit St. John's Co-Cathedral, Upper Barrakka Gardens
  • Day 3: Day trip to Mdina - Explore ancient capital, Silent City
  • Day 4: Popeye Village and Anchor Bay - Beach and entertainment
  • Day 5: Comino and Blue Lagoon - Boat trip and swimming
  • Day 6: Marsaxlokk - Traditional fishing village, local market
  • Day 7: Return to Valletta, evening departure

Proof of Financial Means

Requirements:

  • Bank Statements: Last 3-6 months of bank statements showing regular transactions and sufficient balance
  • Minimum Balance: €48-€70 per day of stay (approximately ₹4,400-₹6,400 per day)
  • Salary Slips: Last 3 months' salary slips if employed
  • Income Tax Returns: ITR for the last 2-3 assessment years

Bank Statement Requirements:

  • Must be original with bank stamp and signature
  • Should show consistent income and healthy balance
  • Avoid large, sudden deposits just before application (raises red flags)
  • Closing balance should comfortably cover trip expenses

Calculation Example:

  • For a 10-day trip: €60 x 10 days = €600 (approximately ₹55,000) minimum recommended balance

Expert Tip: Maintain a balance of at least ₹1-2 lakh in your account for a 10-15 day trip to demonstrate financial stability.

Employment/Study Proof

For Employed Applicants:

  • Employment Letter/NOC: Original letter from employer on company letterhead stating:
    • Your designation and salary
    • Employment start date
    • Purpose of leave (tourism)
    • Leave approval dates
    • Confirmation that you will return to your job
    • Company contact details
  • Company Registration: Copy of company registration certificate or GST certificate
  • Business Card: If available

For Self-Employed/Business Owners:

  • Business registration documents
  • GST registration certificate
  • ITR for last 3 years
  • Bank statements showing business transactions
  • Letter explaining nature of business

For Students:

  • Student ID Card: Valid student identification
  • Enrollment Certificate: Letter from educational institution confirming enrollment
  • Leave Approval: Letter from college/university approving leave
  • Parent's Financial Documents: If parents are sponsoring, their bank statements, ITR, and sponsorship letter

For Retired Individuals:

  • Pension statements
  • Bank statements showing pension credits
  • Retirement proof/certificate

Cover Letter

Purpose: A personal letter explaining your travel plans and intent to return to India

What to Include:

  • Personal information (name, passport number, contact details)
  • Purpose of visit (tourism, sightseeing)
  • Detailed travel itinerary
  • Duration of stay
  • Financial means to support the trip
  • Strong ties to India (job, family, property)
  • Confirmation of intent to return to India after the trip

Sample Cover Letter Structure:

To, The Visa Officer Embassy of Malta New Delhi

Subject: Application for Malta Tourist Visa

Dear Sir/Madam,

I, [Your Name], holder of Indian Passport No. [Passport Number], am writing to apply for a Malta Schengen Tourist Visa for the period [Start Date] to [End Date].

Purpose of Visit: I plan to visit Malta for tourism purposes to explore the beautiful Mediterranean landscapes, historic sites, and cultural heritage of your country...

[Continue with detailed itinerary, financial means, ties to India, and confirmation of return]

Yours sincerely, [Your Signature] [Your Name] [Date]

Additional Documents (If Applicable)

For Minors (Under 18 years):

  • Birth certificate
  • Consent letter from both parents (notarized)
  • Copies of parents' passports
  • Parents' valid Schengen visas (if traveling together)
  • Proof of custody (if applicable)

For Married Applicants:

  • Marriage certificate (if spouse is not traveling)
  • Spouse's employment/financial documents

For Visiting Friends/Family:

  • Invitation letter from host in Malta (authenticated by Administrative Unit)
  • Host's proof of residence in Malta
  • Host's financial documents
  • Relationship proof (if applicable)

Document Submission Guidelines

Important Points:

  • All documents must be original or certified copies
  • Documents in languages other than English or Maltese must be translated by a certified translator
  • Organize documents in the order specified by VFS Global
  • Make copies of all documents for your records
  • Do not staple or bind documents (use paper clips if needed)

3. Malta Visa Fees for Indians 2025-2026

Understanding the complete cost structure helps you budget for your visa application.

Official Visa Fees (Embassy Fees)

Applicant Category

Visa Fee (EUR)

Visa Fee (INR Approx.)

Adults (12+ years)

€90

₹8,320

Children (6-12 years)

€45

₹4,160

Children (Under 6 years)

Free

Free

Note: The EUR to INR conversion rate fluctuates. The embassy calculates the INR amount based on the exchange rate on the day of payment.

VFS Global Service Charges

In addition to the embassy visa fee, VFS Global (the official visa application partner) charges service fees:

Service

Fee (INR)

VFS Service Charge

₹2,564 (inclusive of 18% GST)

Courier Service (Optional)

₹800 (inclusive of 18% GST)

SMS Updates (Optional)

Included in the service charge

Photo Service (Optional)

₹150-₹300

Photocopying (Optional)

₹2-₹5 per page

Total Cost Breakdown

For an Adult Applicant:

  • Embassy Visa Fee: ₹8,320
  • VFS Service Charge: ₹2,564
  • Courier Service (optional): ₹800
  • Total: ₹11,684 (without optional services) or ₹12,484 (with courier)

For a Family of 4 (2 Adults + 2 Children aged 8 and 10):

  • Adults: ₹8,320 x 2 = ₹16,640
  • Children: ₹4,160 x 2 = ₹8,320
  • VFS Service Charge: ₹2,564 x 4 = ₹10,256
  • Total: ₹35,216 (without optional services)

Additional Costs to Consider

Expense

Estimated Cost (INR)

Travel Insurance

₹500 - ₹2,000 per person

Passport Photos

₹50 - ₹200

Document Translation (if needed)

₹500 - ₹2,000 per document

Flight Reservation Service

₹500 - ₹1,500

Travel to the VFS Centre

Varies by city

Payment Methods at VFS Global Centres

  • Cash (INR only)
  • Credit/Debit Cards (Visa, Mastercard, RuPay)
  • UPI (PhonePe, Google Pay, Paytm)

Important Notes:

  • Visa fees are non-refundable, even if your visa is rejected
  • Keep all payment receipts for tracking and reference
  • The embassy reserves the right to decide the visa duration and validity regardless of the fee paid

Fee Exemptions

Certain categories of applicants are exempt from visa fees:

  • Children under 6 years of age
  • School students, undergraduate students, and postgraduate students traveling for study or educational training
  • Researchers traveling for scientific research
  • Representatives of non-profit organizations aged 25 or under attending seminars, conferences, or events
  • Close family members of EU/EEA nationals

Note: Even if exempt from embassy fees, VFS service charges still apply.

4. Step-by-Step Malta Visa Application Process

Follow this detailed process to ensure a smooth application experience.

Step 1: Determine Your Visa Type and Eligibility

  • Confirm that you need a Malta Schengen Tourist Visa (Type C)
  • Ensure Malta is your primary destination or first point of entry
  • Check that your intended stay doesn't exceed 90 days within 180 days

Step 2: Gather All Required Documents

  • Use the complete checklist provided in the Requirements section
  • Ensure all documents are current, valid, and meet specifications
  • Make copies of all documents for your records
  • Organize documents in the order specified by VFS Global

Timeline: Start gathering documents at least 4-6 weeks before your intended travel date.

Step 3: Book an Appointment at VFS Global

Online Booking Process:

  1. Visit the official VFS Global website for Malta visa applications in India: https://visa.vfsglobal.com/ind/en/mlt/
  2. Click on "Book an Appointment"
  3. Create an account or log in if you already have one
  4. Select your visa category (Short-Stay Tourist Visa - Type C)
  5. Choose your preferred VFS Global centre (New Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Kolkata, Pune, Ahmedabad, Chandigarh, Cochin, Goa, Jalandhar)
  6. Select an available date and time slot
  7. Fill in your personal details
  8. Confirm your appointment and note down the appointment reference number

Walk-In Service: VFS Global centres in India now offer a walk-in service for Malta Type C visa applications. You can visit the centre without a prior appointment during working hours (typically 8:00 AM - 11:00 AM). However, booking an appointment is recommended to avoid long waiting times, especially during peak travel seasons (May-September, December-January).

Important: Book your appointment at least 15 days before your intended travel date, but not more than 6 months in advance.

Step 4: Complete the Visa Application Form

  • Download the Schengen visa application form from the VFS Global website or Embassy website
  • Fill out the form completely and accurately in English
  • Ensure all information matches your passport and supporting documents
  • Sign and date the form
  • Print the completed form (do not fold or staple)

Online Form Filling: Some VFS centres offer online form filling services. You can fill out the form online, save it, and print it before your appointment.

Step 5: Attend Your Appointment at VFS Global

What to Bring:

  • All original documents and photocopies
  • Completed visa application form
  • Passport-size photographs
  • Appointment confirmation
  • Payment for visa fees and service charges

At the VFS Centre:

  • Document Verification: VFS staff will verify that you have all required documents
  • Biometric Data Collection: You'll provide fingerprints (all 10 fingers) and a digital photograph
  • Exemptions: Children under 12 years and individuals who have provided biometrics within the last 59 months for a Schengen visa
  • Fee Payment: Pay the visa fee and VFS service charges at the payment counter
  • Document Submission: Submit your application packet with all documents
  • Receipt: Receive an acknowledgment receipt with a tracking reference number

Duration: The entire process at the VFS centre typically takes 30-60 minutes, depending on the queue.

Expert Tips for VFS Appointment:

  • Arrive 15 minutes before your scheduled time
  • Dress appropriately (no hats, sunglasses, or heavy jewelry for biometrics)
  • Bring a pen for any last-minute forms
  • Keep your mobile phone on silent
  • Be polite and cooperative with VFS staff

Step 6: Application Processing at the Embassy

After submission at VFS Global, your application is forwarded to the Embassy of Malta in New Delhi for processing.

What Happens:

  • Embassy officials review your application and documents
  • They may contact you for additional documents or an interview (rare for tourist visas)
  • Background verification and security checks are conducted
  • A decision is made on your visa application

Processing Time: 15 working days (standard), but can extend to 21 days during peak season or if additional verification is required.

Step 7: Track Your Application Status

You can track your visa application status online:

Visit the VFS Global tracking page: https://visa.vfsglobal.com/ind/en/mlt/track-application

Enter:

  • Your reference number
  • Your last name

Check the current status of your application

Status Updates:

  • "Application received at VFS" - Your application has been submitted
  • "Application forwarded to Embassy" - Sent for processing
  • "Under process at Embassy" - Being reviewed
  • "Decision made" - Visa approved or rejected
  • "Ready for collection" - Passport available for pickup

SMS/Email Updates: If you opted for SMS/email updates, you'll receive notifications at each stage of processing.

Step 8: Collect Your Passport

Collection Options:

Option 1: In-Person Collection at VFS Centre

  • Visit the VFS centre during collection hours (typically 3:00 PM - 5:00 PM)
  • Bring your acknowledgment receipt and a valid ID
  • Collect your passport with the visa decision

Option 2: Courier Delivery

  • If you opted for courier service (₹800), your passport will be delivered to your registered address
  • Delivery typically takes 2-3 business days after the decision is made
  • Signature required upon delivery

What to Check Upon Receiving Your Passport:

  • Visa Sticker: Check that the visa sticker is affixed to your passport
  • Personal Details: Verify that your name, passport number, and date of birth are correct
  • Visa Validity: Check the "Valid from" and "Valid until" dates
  • Duration of Stay: Confirm the number of days allowed (usually 90 days)
  • Entry Type: Check if it's single entry or multiple entry
  • Remarks: Read any special conditions or remarks

If There Are Errors:

  • Contact VFS Global immediately if you notice any errors on your visa
  • Do not travel with an incorrect visa
  • The embassy can issue a corrected visa if the error was their mistake

Step 9: Prepare for Your Trip

Once you receive your approved visa:

  • Book Your Flights: Purchase confirmed flight tickets
  • Confirm Accommodations: Finalize hotel bookings
  • Purchase Travel Insurance: If you haven't already, buy comprehensive travel insurance
  • Make Copies: Photocopy your passport, visa, and all important documents
  • Currency Exchange: Exchange INR for Euros
  • Inform Your Bank: Notify your bank about international travel to avoid card blocks
  • Pack Smart: Check Malta's weather for your travel dates and pack accordingly

5. Processing Time and Tracking

Understanding processing timelines helps you plan your application and travel dates effectively.

Standard Processing Time for Short-Stay Tourist Visa (Type C)

  • Standard: 15 working days from the date of submission at VFS Global
  • Extended: Up to 21 calendar days in exceptional cases
  • Maximum: 30 calendar days in very rare cases requiring extensive verification

Important Notes:

  • Processing time starts from the day your application reaches the Embassy, not the day you submit at VFS
  • Weekends, public holidays, and embassy holidays are not counted as working days
  • Peak travel seasons (May-September, December-January) may experience longer processing times

Factors Affecting Processing Time

Several factors can influence how long your visa application takes:

  • Application Volume: High season (summer and winter holidays) sees more applications, leading to longer processing times
  • Document Completeness: Incomplete applications or missing documents cause delays
  • Verification Requirements: Some applications require additional background checks or verification
  • Embassy Workload: The embassy's current workload affects processing speed
  • Nationality: Indian applicants may face longer processing due to higher scrutiny
  • Previous Travel History: First-time Schengen visa applicants may take longer to process
  • Purpose of Visit: Tourist visas are generally processed faster than business or long-stay visas

When to Apply

Recommended Timeline:

  • Earliest: 6 months before your intended travel date (maximum allowed)
  • Latest: 15 calendar days before your intended travel date (minimum required)
  • Ideal: 4-6 weeks before your travel date to account for processing time and potential delays

Peak Season Considerations: If traveling during peak seasons (June-August for summer, December-January for winter holidays), apply at least 6-8 weeks in advance to avoid last-minute stress.

Application Tracking

Online Tracking: Track your application status 24/7 through the VFS Global website:

Status Meanings:

  • "Application received at VFS" - Your documents have been accepted and logged
  • "Application forwarded to Embassy" - Sent to the Embassy of Malta for processing
  • "Under process at Embassy" - Embassy officials are reviewing your application
  • "Decision made" - A decision has been reached (approval or rejection)
  • "Ready for collection" - Your passport is available for pickup at VFS or being couriered

SMS/Email Notifications: If you opted for notification services, you'll receive updates via SMS and email at key stages:

  • Application received
  • Application forwarded to embassy
  • Decision made
  • Ready for collection

Helpline Support: For queries about your application status:

  • VFS Global Helpline: +91-11-4929-4666 (Monday-Friday, 9:00 AM - 6:00 PM)
  • Email: info.inmlt@vfshelpline.com

What If Processing Takes Longer Than Expected?

If your application is taking longer than the standard 15 working days:

  • Check Online Status: Verify the current status on the VFS tracking portal
  • Contact VFS Global: Call the helpline or email for an update
  • Avoid Multiple Inquiries: Excessive inquiries don't speed up processing and may be counterproductive
  • Be Patient: Some applications genuinely require more time for verification
  • Don't Book Non-Refundable Tickets: Until you have your visa in hand, avoid booking non-refundable flights or accommodations

Important: The embassy is not obligated to process your application within a specific timeframe, especially if additional verification is required. Plan accordingly and apply well in advance.

6. Common Rejection Reasons and How to Avoid Them

Malta has one of the highest rejection rates for all applicants among Schengen countries, with 38.5% of applications rejected in 2024. For Indian applicants specifically, the rejection rate is approximately 44.9%. Understanding common rejection reasons and how to avoid them is crucial for success.

Top 10 Reasons for Malta Visa Rejection

1. Insufficient Proof of Financial Means

Why Applications Are Rejected:

  • Bank balance too low to cover trip expenses
  • Irregular income or sudden large deposits
  • No proof of stable income source
  • Insufficient funds for the duration of stay

How to Avoid:

  • Maintain a healthy bank balance (minimum ₹1-2 lakh for a 10-15 day trip)
  • Show consistent income over 3-6 months
  • Avoid large, unexplained deposits just before application
  • Provide salary slips, ITR, and other income proof
  • Calculate €48-€70 per day of stay and ensure your balance covers this

Expert Tip: If your personal finances are weak, consider getting a sponsor (parent, spouse, sibling) with strong financial documents and a notarized sponsorship letter.

2. Lack of Strong Ties to India

Why Applications Are Rejected:

  • Embassy doubts your intention to return to India
  • No proof of employment, property, or family ties
  • Perceived risk of overstaying or illegal immigration

How to Avoid:

  • Provide strong employment proof (NOC from employer, employment contract)
  • Submit property documents (house ownership, land deeds)
  • Show family ties (marriage certificate, children's birth certificates)
  • Demonstrate ongoing commitments in India (business, studies, job)
  • Include a detailed cover letter explaining your ties to India

Documents That Strengthen Ties:

  • Property ownership papers
  • Business registration documents
  • Family photographs and relationship proof
  • Ongoing loan EMIs (shows financial commitment in India)
  • Return flight bookings

3. Incomplete or Incorrect Documentation

Why Applications Are Rejected:

  • Missing required documents
  • Outdated documents (old bank statements, expired insurance)
  • Inconsistent information across documents
  • Poor quality photocopies or photographs

How to Avoid:

  • Use the complete checklist provided in this guide
  • Double-check that all documents are current and valid
  • Ensure consistency in dates, names, and details across all documents
  • Provide high-quality, legible copies
  • Organize documents in the specified order

Common Documentation Mistakes:

  • Passport photos not meeting specifications
  • Bank statements not stamped by the bank
  • Travel insurance not covering all Schengen countries
  • Flight bookings showing different dates than hotel bookings
  • Cover letter with spelling or grammatical errors

4. Inadequate Travel Insurance

Why Applications Are Rejected:

  • Insurance coverage below €30,000
  • Insurance not valid for all Schengen countries
  • Insurance not covering the entire duration of stay
  • Insurance not covering medical evacuation or repatriation

How to Avoid:

  • Purchase Schengen-compliant travel insurance with minimum €30,000 coverage
  • Ensure validity covers your entire trip duration plus a few extra days
  • Verify that the policy is valid in all 27 Schengen member states
  • Check that it covers emergency medical treatment, hospitalization, and repatriation
  • Get insurance from reputable providers recognized by Schengen embassies

Recommended Coverage: Opt for €50,000 or higher coverage for better protection and to strengthen your application.

5. Unclear or Unrealistic Travel Itinerary

Why Applications Are Rejected:

  • Vague or generic travel plans
  • Itinerary doesn't match accommodation bookings
  • Unrealistic travel schedule (too many cities in too few days)
  • No clear purpose of visit

How to Avoid:

  • Create a detailed, day-by-day itinerary
  • Ensure itinerary matches your hotel bookings and flight dates
  • Be realistic about travel times and distances
  • Include specific attractions, activities, and places you plan to visit
  • Show logical progression of your trip

Sample Realistic Itinerary:

  • Day 1: Arrive Valletta (evening) - Check-in Hotel ABC, rest
  • Day 2: Valletta city tour - St. John's Co-Cathedral, Upper Barrakka Gardens
  • Day 3: Day trip to Mdina - Explore ancient capital, Silent City
  • Day 4: Popeye Village and Anchor Bay - Beach and entertainment
  • Day 5: Comino and Blue Lagoon - Boat trip and swimming
  • Day 6: Marsaxlokk - Traditional fishing village, local market
  • Day 7: Return to Valletta, evening flight departure

6. Previous Visa Violations or Overstays

Why Applications Are Rejected:

  • History of overstaying previous Schengen visas
  • Visa violations in any country
  • Deportation or entry bans
  • Misuse of previous visas (e.g., working on tourist visa)

How to Avoid:

  • Always respect visa conditions and duration of stay
  • Exit the Schengen Area before your visa expires
  • If you've overstayed in the past, provide a detailed explanation letter
  • Show evidence of changed circumstances if you had previous violations

Overstay Consequences:

  • Less than 30 days: Warning, possible future visa restrictions
  • 30-90 days: 1-year entry ban
  • More than 90 days: 3-5 year entry ban

Important: Even a single day of overstay is recorded in the Schengen Information System (SIS) and can affect future applications.

7. Suspicion of False Information

Why Applications Are Rejected:

  • Fake documents (forged bank statements, employment letters)
  • Inconsistent information across documents
  • False claims about employment, income, or travel purpose
  • Discrepancies during interview (if called)

How to Avoid:

  • Never submit fake documents - this can lead to permanent visa bans
  • Ensure all information is truthful and verifiable
  • Maintain consistency across all documents
  • If called for an interview, answer honestly and confidently
  • Provide original documents whenever possible

Verification Process: Embassies verify:

  • Bank statements (directly with banks)
  • Employment letters (by calling employers)
  • Hotel bookings (by contacting hotels)
  • Travel insurance (with insurance companies)

Consequences of Fraud:

  • Immediate rejection
  • 5-year or permanent Schengen visa ban
  • Blacklisting in the Schengen Information System
  • Potential legal action

8. Insufficient Justification for Travel

Why Applications Are Rejected:

  • No clear reason for choosing Malta
  • Travel purpose doesn't match documents
  • Suspicious travel patterns (e.g., multiple short trips)
  • Lack of genuine tourist intent

How to Avoid:

  • Write a compelling cover letter explaining why you want to visit Malta
  • Show genuine interest in Maltese culture, nature, and attractions
  • Provide evidence of research (booked tours, attraction tickets)
  • Explain how Malta fits into your broader European travel plans
  • Demonstrate that you're a genuine tourist, not seeking employment or immigration

Strong Justification Examples:

  • "I've always been fascinated by Malta's Mediterranean beauty and ancient history, particularly the temples older than the Egyptian pyramids."
  • "As a history enthusiast, I'm eager to explore Valletta's Baroque architecture and the historic sites of Mdina."
  • "I'm interested in Mediterranean culture and want to experience Malta's unique blend of Italian, British, and Arab influences."

9. Passport Issues

Why Applications Are Rejected:

  • Passport expiring within 3 months of return date
  • Passport issued more than 10 years ago
  • Damaged or tampered passport
  • Insufficient blank pages

How to Avoid:

  • Ensure passport validity of at least 6 months beyond your return date
  • Check that your passport was issued within the last 10 years
  • Inspect passport for any damage, tears, or water damage
  • Ensure at least 2 blank visa pages are available
  • Renew passport if it's close to expiration

Passport Checklist:

  • ✅ Valid for 6+ months beyond return date
  • ✅ Issued within last 10 years
  • ✅ At least 2 blank pages
  • ✅ No damage, tears, or tampering
  • ✅ Signature matches current signature

10. Applying to the Wrong Schengen Country

Why Applications Are Rejected:

  • Malta is not your main destination
  • You're spending more time in another Schengen country
  • Your first entry point is not Malta

How to Avoid:

  • Apply to the Schengen country where you'll spend the most time
  • If visiting multiple countries equally, apply to your first point of entry
  • Ensure your itinerary clearly shows Malta as the primary destination
  • If Malta is not your main destination, apply to the correct country

Example: If your trip is:

  • 3 days in Malta
  • 7 days in Italy
  • 2 days in Austria

You should apply for an Italian visa, not a Maltese visa, as Italy is your main destination.

What to Do If Your Visa Is Rejected

If your Malta visa application is rejected, don't panic. You have options:

Understand the Rejection Reason

You'll receive a rejection letter stating the reason(s) for refusal.

Common rejection codes:

  • (1) - Justification for purpose and conditions of stay not provided
  • (2) - Insufficient means of subsistence
  • (3) - Intention to leave Schengen territory before visa expiry not established
  • (4) - False or misleading information provided
  • (6) - Considered a threat to public policy, internal security, or public health
  • (8) - Travel document validity insufficient
  • (9) - Purpose and conditions of stay not justified

Appeal the Decision

You have the right to appeal a visa rejection within 8 days of receiving the rejection letter.

Appeal Process:

  1. Obtain the visa refusal form from VFS Global or the embassy
  2. Prepare a detailed appeal letter addressing the rejection reasons
  3. Gather additional supporting documents to strengthen your case
  4. Pay the non-refundable appeal fee of €153 (approximately ₹13,700)
  5. Submit the appeal to the Embassy of Malta in New Delhi

Appeal Success Rate: Appeals have a low success rate (10-15%) unless you have strong new evidence.

Reapply with Stronger Documentation

If the appeal deadline has passed or you choose not to appeal, you can reapply:

Before Reapplying:

  • Carefully address all rejection reasons
  • Gather stronger supporting documents
  • Improve weak areas (e.g., increase bank balance, get better employment proof)
  • Wait at least 2-4 weeks before reapplying
  • Consider consulting a visa expert or immigration lawyer

Strengthening Your Reapplication:

  • Add more financial documents (FDs, mutual funds, property papers)
  • Get a detailed sponsorship letter if applicable
  • Provide additional proof of ties to India
  • Write a more compelling cover letter
  • Ensure all documents are current and error-free

Consider Applying to a Different Schengen Country

If Malta continues to reject your application, consider applying to Schengen countries with lower rejection rates for Indian applicants:

Easiest Schengen Countries for Indians (2024 data):

  • Denmark - 8.41% rejection rate
  • Belgium - 8.72% rejection rate
  • Norway - 9.50% rejection rate
  • Germany - 11.06% rejection rate
  • Italy - 11.28% rejection rate
  • Switzerland - 12.02% rejection rate

Note: You must still meet the requirement that the country you apply to is your main destination or first point of entry.

 

7. VFS Global Centres in India

VFS Global is the official visa application partner for the Embassy of Malta in India. They operate visa application centres across major Indian cities.

VFS Global Centre Locations

New Delhi

Address: VFS Global - Malta Visa Application Centre A-2, Kailash Colony New Delhi - 110048

Contact:

  • Phone: +91-11-4929-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Jurisdiction: All of India (no territorial restrictions)

Mumbai

Address: VFS Global - Malta Visa Application Centre Laxmi Towers, 3rd Floor Bandra Kurla Complex Mumbai - 400051

Contact:

  • Phone: +91-22-6740-1660
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Bengaluru

Address: VFS Global - Malta Visa Application Centre Raheja Towers, 4th Floor M.G. Road Bengaluru - 560001

Contact:

  • Phone: +91-80-4132-5555
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Chennai

Address: VFS Global - Malta Visa Application Centre Shyamala Tower, 2nd Floor 106, Adhithanar Salai, Egmore Chennai - 600002

Contact:

  • Phone: +91-44-4219-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Hyderabad

Address: VFS Global - Malta Visa Application Centre Sai Priya Towers, 2nd Floor Road No. 2, Banjara Hills Hyderabad - 500034

Contact:

  • Phone: +91-40-4466-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Kolkata

Address: VFS Global - Malta Visa Application Centre Tata Centre-1, 2nd Floor 43, Jawaharlal Nehru Road Kolkata - 700071

Contact:

  • Phone: +91-33-4006-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Pune

Address: VFS Global - Malta Visa Application Centre Cerebrum IT Park, Tower A, 3rd Floor Kalyani Nagar Pune - 411014

Contact:

  • Phone: +91-20-6740-1660
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Ahmedabad

Address: VFS Global - Malta Visa Application Centre Shivalik Ishaan, 2nd Floor Near C.N. Vidhyalaya, Ambawadi Ahmedabad - 380015

Contact:

  • Phone: +91-79-4900-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Chandigarh

Address: VFS Global - Malta Visa Application Centre SCO 2-3, 2nd Floor, Sector 8-C Chandigarh - 160009

Contact:

  • Phone: +91-172-504-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Cochin (Kochi)

Address: VFS Global - Malta Visa Application Centre Carnival Infopark, Phase 1, 2nd Floor Infopark SEZ, Kakkanad Cochin - 682042

Contact:

  • Phone: +91-484-404-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Goa

Address: VFS Global - Malta Visa Application Centre Kamat Towers, 2nd Floor Patto Plaza, Panaji Goa - 403001

Contact:

  • Phone: +91-832-662-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Jalandhar

Address: VFS Global - Malta Visa Application Centre BMC Chowk, Opposite MBD Mall Jalandhar - 144001

Contact:

  • Phone: +91-181-504-4666
  • Email: info.inmlt@vfshelpline.com

Working Hours:

  • Application Submission: Monday-Friday, 8:00 AM - 3:00 PM
  • Passport Collection: Monday-Friday, 3:00 PM - 5:00 PM

Embassy of Malta in New Delhi

Address: Embassy of Malta No. 36, Block C, Anand Niketan New Delhi - 110021 India

Contact:

  • General Inquiries: +356-2133-1000 (from Malta) or +91-11-4166-2891 (from India)
  • Consular Section: +91-11-4166-2893
  • Email (General): sloembassy.newdelhi@gov.si
  • Email (Consular): consular.newdelhi@gov.si

Office Hours: Monday to Friday: 9:00 AM - 5:00 PM

Important: To visit the Consular and Visa Office, a confirmed appointment is required. Requests may be submitted by email to consular.newdelhi@gov.si with your name, date of birth, passport number, and requested service.

Walk-In Service

VFS Global centres across India now offer a walk-in service for Malta Type C (short-stay tourist) visa applications. Applicants can submit applications without a prior appointment during working hours (typically 8:00 AM - 11:00 AM).

Advantages of Walk-In:

  • No need to wait for appointment availability
  • Flexibility to visit at your convenience
  • Useful for last-minute applications

Disadvantages of Walk-In:

  • Longer waiting times, especially during peak hours
  • No guaranteed service time
  • May face queues during busy periods

Recommendation: Booking an appointment is still advisable to ensure a specific time slot and avoid long waits, especially during peak travel seasons (May-September, December-January).

Additional VFS Services

VFS Global offers several optional services to make your visa application process more convenient:

  • Prime Time Appointments: Book appointments during less busy hours for faster service (additional fee applies)
  • Visa at Your Doorstep: Submit your visa application from your home or office (available in select cities, additional fee applies)
  • SMS Updates: Receive real-time updates on your application status via SMS (usually included in service charge)
  • Courier Service: Get your passport delivered to your address after processing (₹800 + GST)
  • Photo Service: Get passport-size photos taken at the VFS centre (₹150-₹300)
  • Photocopying Service: Make copies of documents at the centre (₹2-₹5 per page)
  • Form Filling Assistance: Get help filling out the visa application form (additional fee applies)
  • Document Review: Have your documents reviewed before submission to ensure completeness (additional fee applies)

Note: All additional services are optional and come with extra charges.

8. Travel Insurance Requirements

Travel insurance is a mandatory requirement for Malta Schengen visa applications. Understanding the insurance requirements ensures your application isn't rejected due to inadequate coverage.

Mandatory Insurance Requirements

Your travel insurance policy must meet the following criteria:

Minimum Coverage Amount

Requirement: €30,000 (approximately ₹27 lakh)

What It Covers:

  • Emergency medical expenses
  • Emergency hospitalization
  • Emergency dental treatment
  • Medical evacuation to India
  • Repatriation of remains in case of death

Why €30,000? This amount is mandated by the Schengen Visa Code to ensure travelers can cover potential medical emergencies without burdening the host country's healthcare system.

Recommendation: Consider purchasing insurance with higher coverage (€50,000 or €100,000) for better protection, especially if you're older or have pre-existing conditions.

Validity Period

Requirement: Must cover the entire duration of your stay in the Schengen Area

Important Points:

  • Insurance should start from your arrival date in the Schengen Area
  • Insurance should end on or after your departure date from the Schengen Area
  • Add a few extra days of coverage as a buffer (recommended)

Example: If your trip is from June 10 to June 20, your insurance should be valid from June 10 to June 20 (or June 21-22 for safety).

Geographic Coverage

Requirement: Must be valid in all 27 Schengen member states

Schengen Countries That Must Be Covered: Austria, Belgium, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

Important: Some insurance policies cover only specific countries. Ensure your policy explicitly states "Valid in all Schengen countries" or "Schengen Area coverage."

Specific Coverage Inclusions

Your insurance policy must cover:

Medical Emergencies:

  • Outpatient treatment
  • Inpatient hospitalization
  • Emergency surgery
  • Prescription medications
  • Emergency dental treatment (up to a certain limit)

Evacuation and Repatriation:

  • Medical evacuation to India if treatment isn't available in Malta
  • Repatriation of remains in case of death
  • Transportation costs for medical emergencies

Additional Recommended Coverage:

  • Trip cancellation/interruption
  • Lost or delayed baggage
  • Flight delays or cancellations
  • Personal liability
  • Accidental death and disability

Recommended Travel Insurance Providers for Indians

Indian Insurance Companies

ICICI Lombard Schengen Travel Insurance

  • Coverage: €30,000 to €50,000
  • Cost: ₹500-₹1,500 for 15 days
  • Features: Comprehensive coverage, easy claim process, 24/7 assistance
  • Website: www.icicilombard.com

Bajaj Allianz Schengen Travel Insurance

  • Coverage: €30,000 to €100,000
  • Cost: ₹600-₹2,000 for 15 days
  • Features: Wide coverage, cashless hospitalization, trip cancellation cover
  • Website: www.bajajallianz.com

Reliance Travel Insurance

  • Coverage: €30,000 to €50,000
  • Cost: ₹500-₹1,200 for 15 days
  • Features: Affordable, good customer service, easy online purchase
  • Website: www.reliancegeneral.co.in

HDFC ERGO Schengen Travel Insurance

  • Coverage: €30,000 to €100,000
  • Cost: ₹700-₹1,800 for 15 days
  • Features: Comprehensive coverage, add-on options, 24/7 support
  • Website: www.hdfcergo.com

Tata AIG Schengen Travel Insurance

  • Coverage: €30,000 to €50,000
  • Cost: ₹600-₹1,500 for 15 days
  • Features: Reliable, good claim settlement ratio, easy documentation
  • Website: www.tataaig.com

International Insurance Providers

AXA Schengen Insurance

  • Coverage: €30,000 to €100,000
  • Cost: €22-€45 for 15 days (approximately ₹2,000-₹4,000)
  • Features: Widely accepted by Schengen embassies, comprehensive coverage, instant policy issuance
  • Website: www.axa-schengen.com

Europ Assistance

  • Coverage: €30,000 to €50,000
  • Cost: €25-€40 for 15 days (approximately ₹2,200-₹3,600)
  • Features: Excellent emergency assistance, multilingual support
  • Website: www.europ-assistance.com

How to Purchase Travel Insurance

Online Purchase (Recommended)

  1. Visit the insurance provider's website
  2. Select "Schengen Travel Insurance" or "International Travel Insurance"
  3. Enter your travel details (destination, dates, age)
  4. Choose coverage amount (minimum €30,000)
  5. Review policy terms and conditions
  6. Make payment online (credit/debit card, net banking, UPI)
  7. Receive policy document via email instantly
  8. Print the policy document for visa application

Offline Purchase

  1. Visit the insurance company's branch office
  2. Speak with an insurance agent
  3. Provide travel details and personal information
  4. Choose coverage and pay the premium
  5. Receive policy document

Through Travel Agents

Many travel agents offer travel insurance as part of their visa assistance services. Ensure the policy meets all Schengen requirements.

What to Check in Your Insurance Policy

Before submitting your insurance with your visa application, verify:

  • Coverage Amount: Minimum €30,000 clearly stated
  • Validity Dates: Covers your entire trip duration
  • Geographic Coverage: Explicitly mentions "Schengen Area" or lists all 27 countries
  • Policy Holder Name: Matches your passport name exactly
  • Passport Number: Correctly mentioned (if required by the policy)
  • Emergency Contact: 24/7 helpline number provided
  • Claim Process: Clear instructions on how to file claims
  • Exclusions: Understand what's not covered (pre-existing conditions, adventure sports, etc.)

Insurance Policy Document for Visa Application

What to Submit:

  • Original insurance policy document or certificate
  • Policy should be in English or Maltese (or translated)
  • Must clearly show all required coverage details
  • Should be printed on the insurance company's letterhead

Format: The insurance certificate should include:

  • Policy number
  • Policy holder's name and passport number
  • Coverage amount (€30,000 minimum)
  • Validity period (dates)
  • Geographic coverage (Schengen Area)
  • List of covered benefits
  • Emergency contact number
  • Insurance company's stamp and signature

Common Insurance-Related Visa Rejections

Reasons for Rejection:

  • Coverage below €30,000
  • Insurance not valid for all Schengen countries
  • Insurance doesn't cover the entire trip duration
  • Insurance doesn't cover medical evacuation or repatriation
  • Policy document not in English or Maltese
  • Insurance from an unrecognized provider

How to Avoid:

  • Purchase insurance from reputable, recognized providers
  • Double-check all coverage details before purchasing
  • Ensure the policy document is clear and complete
  • Get insurance that covers a few extra days beyond your trip
  • Keep a copy of the insurance policy for your records

Travel Insurance Cost Factors

The cost of travel insurance varies based on:

  • Age: Older travelers pay higher premiums
  • Trip Duration: Longer trips cost more
  • Coverage Amount: Higher coverage increases premium
  • Destination: Schengen insurance may cost more than general travel insurance
  • Pre-existing Conditions: May require additional premium or exclusions
  • Add-ons: Trip cancellation, baggage loss, etc., increase cost

Average Costs for Indians:

  • 15-day trip, age 25-40: ₹500-₹1,500
  • 15-day trip, age 41-60: ₹1,000-₹2,500
  • 15-day trip, age 61+: ₹2,000-₹5,000
  • 30-day trip, age 25-40: ₹1,000-₹3,000

Using Travel Insurance During Your Trip

In Case of Medical Emergency:

  1. Contact the insurance company's 24/7 helpline immediately
  2. Provide your policy number and details
  3. Follow their instructions for cashless treatment or reimbursement
  4. Keep all medical bills, prescriptions, and reports
  5. File a claim as per the insurance company's process

Claim Process:

  1. Notify the insurance company within 24-48 hours of the incident
  2. Fill out the claim form
  3. Submit required documents (medical bills, police reports for theft, etc.)
  4. Wait for claim assessment
  5. Receive reimbursement or direct settlement

Important: Most Schengen-compliant insurance policies offer cashless hospitalization at network hospitals in Europe, making medical emergencies less stressful.

9. Top Attractions in Malta for Indian Tourists

Malta is a treasure trove of natural wonders, medieval architecture, and cultural experiences. Understanding what Malta offers helps you create a compelling travel itinerary for your visa application and plan an unforgettable trip.

Valletta - The Capital City

Why Visit: Valletta is a UNESCO World Heritage Site and one of Europe's most fortified cities. The capital features stunning Baroque architecture, historic palaces, churches, and museums all within a compact old town surrounded by fortifications.

Must-See Attractions:

  • St. John's Co-Cathedral: Magnificent Baroque cathedral with stunning interior
  • Grand Master's Palace: Historic palace with ornate rooms and courtyards
  • Upper Barrakka Gardens: Panoramic views of the Grand Harbour
  • Lower Barrakka Gardens: Scenic gardens with sea views
  • National Museum of Archaeology: Ancient artifacts and historical exhibits
  • Auberges: Historic palaces built by the Knights of St. John

Activities:

  • Walk through narrow streets and discover hidden courtyards
  • Visit art galleries and museums
  • Enjoy waterfront cafés and restaurants
  • Watch the sunset from the gardens
  • Explore the fortification walls

Best Time to Visit: Year-round; spring (March-May) and autumn (September-October) for pleasant weather

Distance from Airport: 10 km (15 minutes by car)

Indian Traveler Tip: Valletta is very walkable and pedestrian-friendly. Wear comfortable shoes as the streets are narrow and hilly. Many restaurants offer vegetarian options.

Mdina - The Ancient Capital

Why Visit: Mdina is one of Europe's oldest inhabited cities, perched on a hilltop with stunning views. The "Silent City" features medieval architecture, narrow winding streets, and a peaceful atmosphere away from tourist crowds.

Must-See Attractions:

  • Mdina Cathedral: Impressive cathedral with beautiful dome
  • Palazzo Falson: Historic palace with museum
  • Bastion Square: Panoramic views of the countryside
  • Medieval streets: Narrow, winding streets perfect for exploration
  • St. Paul's Church: Historic church with religious significance

Activities:

  • Explore medieval streets and architecture
  • Visit museums and galleries
  • Enjoy views from the bastions
  • Dine at traditional restaurants
  • Photography opportunities

Best Time to Visit: Early morning or late afternoon to avoid crowds

Distance from Valletta: 15 km (20 minutes by car)

Indian Traveler Tip: Mdina is quieter and less touristy than Valletta. It's an ideal place to experience authentic Malta. Many restaurants serve traditional Maltese cuisine.

Popeye Village

Why Visit: Popeye Village is a colorful, whimsical theme park built as a film set for the 1980 Popeye movie. It features brightly painted buildings, shops, restaurants, and entertainment suitable for all ages.

Activities:

  • Explore the colorful village
  • Visit shops and galleries
  • Enjoy restaurants and cafés
  • Watch live performances
  • Take photos with Popeye characters
  • Enjoy water activities (swimming, boating)

Best Time to Visit: Year-round; summer for water activities

Distance from Valletta: 30 km (40 minutes by car)

Indian Traveler Tip: Popeye Village is family-friendly and fun. It's a unique attraction that offers a break from historical sites. Many restaurants offer vegetarian options.

Blue Lagoon - Comino Island

Why Visit: The Blue Lagoon is famous for its crystal-clear turquoise waters, pristine beaches, and stunning natural beauty. It's one of Malta's most iconic attractions and perfect for swimming, snorkeling, and water activities.

Activities:

  • Swimming in crystal-clear waters
  • Snorkeling and diving
  • Sunbathing on the beach
  • Boat trips around the island
  • Photography

Best Time to Visit: May-September for warm weather and calm seas

How to Get There: Ferry from Cirkewwa (northern Malta) or boat tours from various harbors

Indian Traveler Tip: The Blue Lagoon can get very crowded during peak season. Visit early in the morning or late afternoon for a more peaceful experience. Bring sunscreen and water.

Marsaxlokk - Traditional Fishing Village

Why Visit: Marsaxlokk is a charming fishing village famous for its colorful traditional fishing boats (luzzu), fresh seafood, and authentic Mediterranean atmosphere. The Sunday market is particularly vibrant.

Must-See Attractions:

  • Colorful Fishing Boats: Traditional luzzu boats with bright colors
  • Sunday Market: Local crafts, souvenirs, and fresh produce
  • Waterfront Restaurants: Fresh seafood dining
  • Church of Our Lady of Pompeii: Historic church overlooking the harbor

Activities:

  • Explore the village and harbor
  • Enjoy fresh seafood at waterfront restaurants
  • Shop at the Sunday market
  • Photography
  • Watch fishermen at work

Best Time to Visit: Sunday for the market; year-round for dining and exploration

Distance from Valletta: 20 km (25 minutes by car)

Indian Traveler Tip: Marsaxlokk is less touristy than Valletta. The seafood is excellent, though vegetarian options are limited. Visit on Sunday for the market experience.

Hypogeum of Ħal-Saflieni - Underground Temple

Why Visit: The Hypogeum is a prehistoric underground temple dating back 5,000 years, making it one of the world's oldest free-standing structures. It's a UNESCO World Heritage Site and a unique archaeological wonder.

Features:

  • Three levels of underground chambers
  • Intricate carved decorations
  • Ancient burial chambers
  • Guided tours available

Important: Tickets are limited and must be booked in advance. Only 80 visitors per day are allowed to preserve the site.

Best Time to Visit: Year-round (book in advance)

Distance from Valletta: 15 km (20 minutes by car)

Indian Traveler Tip: The Hypogeum is a must-see for history enthusiasts. Book tickets well in advance as they sell out quickly. The underground chambers are cool and atmospheric.

Dingli Cliffs

Why Visit: Dingli Cliffs are the highest point in Malta, offering dramatic coastal views, stunning sunsets, and a sense of the island's natural beauty. The cliffs rise 250 meters above the sea.

Activities:

  • Scenic walks along the cliffs
  • Photography and sunset viewing
  • Picnicking
  • Exploring nearby villages

Best Time to Visit: Late afternoon for sunset views

Distance from Valletta: 20 km (25 minutes by car)

Indian Traveler Tip: Dingli Cliffs are perfect for sunset photography. Bring a camera and arrive early to secure a good spot. The views are spectacular.

Mosta Dome - Rotunda Church

Why Visit: The Mosta Dome is one of the largest unsupported domes in the world, featuring stunning Baroque architecture. The church is an impressive feat of engineering and a beautiful example of Maltese religious architecture.

Features:

  • Massive dome (61 meters in diameter)
  • Ornate interior decoration
  • Religious significance
  • Architectural marvel

Activities:

  • Admire the architecture
  • Attend religious services
  • Photography

Best Time to Visit: Year-round

Distance from Valletta: 15 km (20 minutes by car)

Indian Traveler Tip: The Mosta Dome is impressive both inside and outside. Dress modestly when visiting. Photography is usually allowed but check with staff.

Ghar il-Qlejgħa Cave

Why Visit: This sea cave features stunning rock formations, crystal-clear waters, and dramatic coastal scenery. It's accessible by boat and offers a unique perspective of Malta's coastline.

Activities:

  • Boat tours to the cave
  • Swimming and snorkeling
  • Photography
  • Exploring the cave

Best Time to Visit: May-September for calm seas

How to Get There: Boat tours from various harbors

Indian Traveler Tip: The cave is best visited by boat tour. Bring swimwear if you want to swim. The cave is particularly beautiful in the morning light.

Sample 7-Day Malta Itinerary for Indian Tourists

Day 1: Arrival in Valletta

  • Arrive at Malta International Airport
  • Check into hotel in Valletta
  • Evening walk through Valletta Old Town
  • Dinner at waterfront restaurant

Day 2: Valletta Exploration

  • Morning: Visit St. John's Co-Cathedral
  • Afternoon: Explore Grand Master's Palace
  • Evening: Sunset at Upper Barrakka Gardens

Day 3: Mdina and Mosta

  • Morning: Travel to Mdina
  • Explore medieval streets and Mdina Cathedral
  • Afternoon: Visit Mosta Dome
  • Evening: Return to Valletta

Day 4: Popeye Village and Anchor Bay

  • Morning: Travel to Popeye Village
  • Explore the colorful village
  • Afternoon: Beach time at Anchor Bay
  • Evening: Return to Valletta

Day 5: Blue Lagoon and Comino

  • Morning: Ferry to Comino Island
  • Blue Lagoon swimming and snorkeling
  • Afternoon: Explore Comino
  • Evening: Return to Valletta

Day 6: Marsaxlokk and Dingli Cliffs

  • Morning: Visit Marsaxlokk fishing village
  • Lunch: Fresh seafood at waterfront restaurant
  • Afternoon: Travel to Dingli Cliffs
  • Evening: Sunset viewing at Dingli Cliffs

Day 7: Hypogeum and Departure

  • Morning: Visit Hypogeum of Ħal-Saflieni (if booked)
  • Afternoon: Last-minute shopping or sightseeing
  • Evening: Departure from Malta

Budget Estimate for 7 Days (Per Person):

  • Accommodation: ₹20,000-₹35,000 (budget to mid-range hotels)
  • Food: ₹12,000-₹20,000 (mix of restaurants and cafés)
  • Transportation: ₹6,000-₹12,000 (car rental or public transport)
  • Attractions: ₹4,000-₹7,000 (entry tickets)
  • Miscellaneous: ₹4,000-₹8,000
  • Total: ₹46,000-₹82,000 per person (excluding flights and visa)

10. Malta vs Other Schengen Countries: Which is Best for Indians?

Choosing the right Schengen country to apply to can significantly impact your visa approval chances. Here's how Malta compares with other popular Schengen destinations for Indian travelers.

Visa Rejection Rates Comparison (2024 Data)

Country

Rejection Rate for All Applicants

Rejection Rate for Indians

Total Applications

Ranking

Malta

38.5%

~44.9%

45,578

Highest rejection

Slovenia

50.8%

50.8%

1,278

Highest for Indians

Estonia

27.2%

High

~3,291

High rejection

Greece

31.5%

Moderate

41,418

High rejection

France

22.2%

Moderate

124,000+

Moderate rejection

Germany

11.06%

Low

142,955

Low rejection

Italy

11.28%

Low

95,000+

Low rejection

Switzerland

12.02%

Low

217,373

Low rejection

Denmark

8.41%

Very Low

15,000+

Lowest rejection

Key Insights

Malta's High Rejection Rate: Malta has a 38.5% overall rejection rate in 2024, making it one of the most stringent Schengen countries. For Indian applicants specifically, the rejection rate is approximately 44.9%. This high rejection rate is attributed to:

  • Stricter Scrutiny: Malta conducts more thorough background checks on applicants
  • Limited Processing Capacity: Smaller embassy with limited staff leads to more conservative approval decisions
  • Lower Application Volume: With fewer applications (45,578 in 2024), each application receives intense scrutiny
  • Higher Documentation Standards: Expectations for document quality and completeness are higher
  • Perceived Immigration Risk: Concerns about overstaying or illegal immigration

Should You Still Apply to Malta?

Despite the high rejection rate, you should apply to Malta if:

  • Malta is genuinely your primary destination
  • You have strong documentation and financial proof
  • You have previous Schengen visa history
  • You're willing to invest time in a thorough application

Alternative Strategy: If Malta is part of a multi-country trip, consider applying to a country with a lower rejection rate where you'll spend equal or more time. For example:

  • If visiting Malta (4 days) + Italy (6 days), apply for an Italian visa (11.28% rejection rate)
  • If visiting Malta (3 days) + Germany (5 days), apply for a German visa (11.06% rejection rate)

Processing Time Comparison

Country

Standard Processing Time

Peak Season Processing

Malta

15 working days

Up to 21 days

Germany

10-15 working days

Up to 25 days

France

10-15 working days

Up to 30 days

Italy

10-15 working days

Up to 25 days

Switzerland

10-15 working days

Up to 20 days

Insight: Processing times are similar across Schengen countries, but countries with higher application volumes (France, Germany) may have longer waits during peak season.

Visa Fee Comparison

Good News: Visa fees are standardized across all Schengen countries:

  • Adults: €90 (approximately ₹8,320)
  • Children 6-12 years: €45 (approximately ₹4,160)
  • Children under 6: Free

Service Charges Vary:

  • Malta: ₹2,564
  • France: ₹2,500-₹2,700
  • Germany: ₹2,400-₹2,600
  • Italy: ₹2,500-₹2,700

Document Requirements Comparison

Malta's Requirements:

  • More emphasis on proof of ties to India
  • Stricter financial documentation standards
  • Detailed travel itinerary expected
  • Higher scrutiny of employment proof

Germany's Requirements:

  • More flexible with financial proof
  • Accepts broader range of documents
  • Less emphasis on detailed itinerary
  • More lenient with first-time applicants

France's Requirements:

  • Moderate documentation standards
  • Accepts hotel bookings without full payment
  • Flexible with travel itinerary
  • Good acceptance rate for genuine tourists

Which Schengen Country Should Indians Choose?

Choose Malta If:

  • Malta is your primary destination
  • You have strong financial documentation (₹2+ lakh bank balance)
  • You have previous Schengen visa history
  • You have solid proof of ties to India (property, stable job)
  • You're willing to prepare a thorough, detailed application

Choose Germany If:

  • You're visiting multiple countries including Germany
  • You want a higher approval chance (11.06% rejection rate)
  • You have moderate financial means
  • You're a first-time Schengen visa applicant

Choose Italy If:

  • You're interested in Italian culture, food, and history
  • You want a balance of approval chances and destination appeal
  • You're visiting Southern Europe
  • You have a clear tourist intent

Choose Denmark If:

  • You want the highest approval chances (8.41% rejection rate)
  • You're willing to travel to Northern Europe
  • You have a genuine interest in Scandinavian culture
  • You have moderate to strong financial documentation

Expert Recommendation

For First-Time Schengen Visa Applicants: If this is your first Schengen visa and you want to maximize approval chances, consider applying to Germany, Italy, or Denmark instead of Malta, even if Malta is part of your itinerary. Once you have a successful Schengen visa history, future applications to Malta become easier.

For Experienced Travelers: If you have previous Schengen visa stamps in your passport, applying to Malta becomes less risky. Your travel history demonstrates that you respect visa conditions and return to India, which significantly improves approval chances.

Strategic Multi-Country Planning: Plan your itinerary to spend more time in a country with lower rejection rates:

  • Instead of: Malta (7 days) + Italy (3 days) → Apply to Malta (high risk)
  • Better: Malta (4 days) + Italy (6 days) → Apply to Italy (lower risk)

This strategy gives you the best of both worlds: visiting Malta while applying through a more favorable country.

11. Expert Tips for Visa Success

Based on analysis of successful applications and expert insights, here are proven strategies to maximize your Malta visa approval chances.

Before You Apply

Build Your Travel History

Why It Matters: Applicants with previous international travel history, especially to developed countries (USA, UK, Canada, Australia, Japan, Singapore), have significantly higher approval rates.

Action Steps:

  • If you're a first-time international traveler, consider visiting visa-friendly countries first (Thailand, Malaysia, UAE, Singapore)
  • Build a travel history over 1-2 years before applying to Schengen countries
  • Keep all passport stamps and visa copies as proof

Impact: Previous Schengen visa stamps in your passport can improve approval chances by 40-50%.

Strengthen Your Financial Profile

Why It Matters: Financial stability is the #1 factor in visa decisions. Strong finances demonstrate you can afford the trip and have reasons to return to India.

Action Steps:

  • Maintain a consistent bank balance over 6 months (avoid sudden large deposits)
  • Show multiple income sources (salary, rental income, investments)
  • Keep minimum ₹2-3 lakh in your account for a 10-15 day trip
  • Provide ITR for last 3 years showing consistent income
  • Include FDs, mutual funds, and property documents

Pro Tip: If your personal finances are weak, get a strong sponsor (parent with good income, spouse with stable job) and provide comprehensive sponsorship documents.

Demonstrate Strong Ties to India

Why It Matters: The embassy needs assurance that you'll return to India after your trip. Strong ties reduce perceived immigration risk.

Action Steps:

  • Provide employment proof with NOC from employer
  • Submit property ownership documents (house, land)
  • Include family ties (marriage certificate, children's documents)
  • Show ongoing commitments (business, studies, loans)
  • Mention future plans in India (upcoming projects, family events)

Documents That Strengthen Ties:

  • Property tax receipts
  • Ongoing loan statements (home loan, car loan)
  • Business registration and GST documents
  • Family photographs
  • Letter from employer confirming job continuation after trip

Research Malta Thoroughly

Why It Matters: Demonstrating genuine interest in Malta (not just using it as a Schengen entry point) strengthens your application.

Action Steps:

  • Research Malta's attractions, culture, and history
  • Create a detailed, realistic itinerary showing specific places you want to visit
  • Mention Maltese attractions in your cover letter
  • Book tours or activities in advance (shows genuine intent)
  • Explain why you chose Malta over other European destinations

Cover Letter Example: "I have always been fascinated by Malta's Mediterranean beauty and ancient history. As a history enthusiast, I'm eager to explore Valletta's Baroque architecture, the prehistoric temples of Ħal-Saflieni, and the charming fishing village of Marsaxlokk. I've researched extensively and created a detailed itinerary to experience Malta's unique blend of Mediterranean and European cultures."

During Application Preparation

Create a Bulletproof Document Checklist

Why It Matters: Incomplete applications are the easiest reason for rejection. A systematic approach ensures nothing is missed.

Action Steps:

  • Use the comprehensive checklist provided in this guide
  • Create a spreadsheet to track each document's status
  • Verify each document meets specifications (dates, signatures, stamps)
  • Make multiple copies of everything
  • Organize documents in the exact order specified by VFS Global

Document Organization:

  1. Passport and previous passports
  2. Visa application form
  3. Photographs
  4. Travel insurance
  5. Flight reservations
  6. Hotel bookings
  7. Travel itinerary
  8. Bank statements
  9. Salary slips
  10. ITR documents
  11. Employment proof/NOC
  12. Cover letter
  13. Additional documents (property, family ties, etc.)

Write a Compelling Cover Letter

Why It Matters: Your cover letter is your opportunity to speak directly to the visa officer and explain your travel plans, financial means, and intent to return.

Structure of a Strong Cover Letter:

Opening Paragraph:

  • Introduce yourself (name, passport number, occupation)
  • State your purpose (tourism)
  • State your intended travel dates
  • Express genuine interest in visiting Malta

Body Paragraphs:

  • Paragraph 2: Detailed travel itinerary with specific attractions and activities
  • Paragraph 3: Financial means to support the trip (salary, savings, sponsorship)
  • Paragraph 4: Strong ties to India (job, family, property, commitments)
  • Paragraph 5: Previous travel history (if any) and respect for visa conditions

Closing Paragraph:

  • Confirm intent to return to India after the trip
  • Thank the visa officer for considering your application
  • Provide contact information for any queries

Length: 1-2 pages, single-spaced

Tone: Professional, respectful, confident, and genuine

Common Mistakes to Avoid:

  • Generic, template-like letters
  • Spelling or grammatical errors
  • Overly emotional or pleading tone
  • Inconsistent information with other documents
  • Too short or too long

Prepare for Potential Interview

Why It Matters: While interviews are rare for tourist visas, the embassy may call you if they need clarification. Being prepared shows confidence and honesty.

Common Interview Questions:

  • Why do you want to visit Malta?
  • What places do you plan to visit?
  • Who is traveling with you?
  • How will you finance your trip?
  • What is your occupation?
  • Do you have family in Malta or Europe?
  • Have you traveled abroad before?
  • When will you return to India?
  • What ties do you have to India?
  • Why did you choose Malta over other European countries?

How to Prepare:

  • Review your application and documents thoroughly
  • Practice answering common questions
  • Be honest and consistent with your application
  • Bring all original documents to the interview
  • Dress professionally and arrive on time
  • Stay calm and confident

Interview Tips:

  • Answer clearly and concisely
  • Don't volunteer unnecessary information
  • If you don't understand a question, politely ask for clarification
  • Maintain eye contact and positive body language
  • Never argue or become defensive

At the VFS Centre

Make a Great First Impression

Why It Matters: VFS staff are the first point of contact and can note any concerns in your application file.

Action Steps:

  • Arrive 15 minutes before your appointment
  • Dress professionally (business casual)
  • Be polite and cooperative with staff
  • Have all documents organized and ready
  • Follow all instructions carefully
  • Stay calm even if there are queues or delays

What to Bring:

  • All original documents
  • Photocopies of all documents
  • Appointment confirmation
  • Payment (cash, card, or UPI)
  • Pen for any forms
  • Reading glasses if needed

Biometric Data Collection

Why It Matters: Biometric data (fingerprints and photograph) are mandatory for visa processing and stored in the Visa Information System (VIS) for 59 months.

What to Expect:

  • All 10 fingerprints will be scanned digitally
  • A digital photograph will be taken
  • Process takes 5-10 minutes
  • Data is stored securely and used for identity verification

Exemptions:

  • Children under 12 years
  • Individuals who provided biometrics for a Schengen visa within the last 59 months
  • Persons with physical disabilities preventing fingerprint collection

Tips:

  • Ensure your hands are clean and dry
  • Remove any hand jewelry or accessories
  • Follow the operator's instructions carefully
  • If you have cuts or injuries on your fingers, inform the staff

After Submission

Be Patient and Avoid Excessive Follow-Ups

Why It Matters: Excessive inquiries don't speed up processing and may be noted negatively.

Action Steps:

  • Track your application online regularly
  • Wait for the standard processing time (15 working days) before inquiring
  • If processing exceeds 20 working days, contact VFS Global helpline once
  • Avoid calling or emailing multiple times
  • Trust the process and be patient

When to Follow Up:

  • If processing exceeds 25 working days
  • If your travel date is approaching and you haven't received a decision
  • If you notice an error in your application after submission

Plan for Contingencies

Why It Matters: Visa rejections happen even with perfect applications. Having a backup plan reduces stress.

Action Steps:

  • Don't book non-refundable flights until you have your visa
  • Choose hotels with free cancellation policies
  • Have a backup travel plan (domestic trip or alternative destination)
  • Apply early enough to have time for reapplication if rejected
  • Consider travel insurance that covers visa rejection (some policies offer this)

Insider Tips from Visa Experts

Timing Your Application

Best Months to Apply:

  • January-March: Lower application volumes, faster processing
  • April-May: Moderate volumes, good processing times
  • June-August: Peak season, longer processing, higher rejection rates
  • September-October: Moderate volumes, good approval rates
  • November-December: High volumes due to holiday travel, longer processing

Recommendation: Apply during off-peak months (January-March, September-October) for better chances and faster processing.

Leverage Professional Help When Needed

When to Consider Visa Consultants:

  • First-time Schengen visa applicants
  • Previous visa rejections
  • Complex financial situations
  • Self-employed or business owners
  • Weak travel history
  • Unclear about documentation requirements

What Visa Consultants Offer:

  • Document review and preparation
  • Application form assistance
  • Cover letter drafting
  • Itinerary planning
  • Interview preparation
  • Reapplication strategies after rejection

Cost: ₹3,000-₹10,000 depending on services

Choosing a Consultant:

  • Check reviews and success rates
  • Verify credentials and experience
  • Ensure they're registered and legitimate
  • Avoid consultants promising "guaranteed approval"
  • Get clear pricing upfront

Important: Even with a consultant, you must provide genuine documents. Consultants can guide you but cannot create fake documents or guarantee approval.

Document Quality Matters

Why It Matters: High-quality, professional-looking documents create a positive impression and demonstrate seriousness.

Action Steps:

  • Use high-quality paper for printing documents
  • Ensure all photocopies are clear and legible
  • Get professional passport photos (don't use home-printed photos)
  • Bind documents with paper clips, not staples
  • Use a clean, professional folder or envelope
  • Avoid handwritten documents (except signatures)

Presentation Tips:

  • Organize documents with index tabs for easy reference
  • Include a cover page with your name and application reference
  • Ensure all pages are in good condition (no tears, stains, or folds)
  • Use consistent formatting across all documents

The Power of a Strong Cover Letter

Why It Matters: A well-written cover letter can be the deciding factor between approval and rejection, especially for borderline cases.

Elements of a Winning Cover Letter:

Personalization:

  • Address the visa officer respectfully
  • Mention specific Maltese attractions you want to visit
  • Show you've researched Malta (not just generic European travel)

Clarity:

  • Clear, concise sentences
  • Logical flow of information
  • No ambiguity about travel plans

Confidence:

  • Positive, confident tone (not pleading or desperate)
  • Assertive about your intent to return
  • Professional language throughout

Completeness:

  • Cover all key points (purpose, itinerary, finances, ties to India)
  • Address potential concerns proactively
  • Provide context for any unusual circumstances

Authenticity:

  • Genuine enthusiasm for visiting Malta
  • Personal reasons for choosing Malta
  • Honest about your situation

Sample Strong Opening: "I am writing to apply for a Malta Schengen Tourist Visa to fulfill my long-held dream of exploring Malta's Mediterranean beauty and rich historical heritage. As a history enthusiast and photography hobbyist, I have been captivated by images of Valletta's Baroque architecture and the ancient temples of Ħal-Saflieni, and I am eager to experience Malta's unique blend of Mediterranean and European culture firsthand."

Sample Strong Closing: "I am fully committed to respecting the visa conditions and returning to India upon completion of my trip. My strong ties to India through my stable employment at [Company Name], family responsibilities, and property ownership ensure my return. I have attached comprehensive documentation to support my application and am available for any additional information or clarification you may require. Thank you for considering my application."

12. Understanding the 90/180 Day Rule

The 90/180 day rule is crucial for Schengen visa holders and often misunderstood. Here's a detailed explanation.

What is the 90/180 Day Rule?

The rule states that you can stay in the Schengen Area for a maximum of 90 days within any 180-day period. This applies to all short-stay visas (Type C) and visa-free travelers.

How the Rolling 180-Day Period Works

Key Concept: The 180-day period is a rolling window, not a fixed period.

Example 1: Simple Calculation

  • You enter the Schengen Area on January 1, 2025
  • You can stay until March 31, 2025 (90 days)
  • You cannot return until July 1, 2025 (180 days from January 1)

Example 2: Multiple Trips

  • Trip 1: January 1-15, 2025 (15 days)
  • Trip 2: March 1-20, 2025 (20 days)
  • Trip 3: May 1-30, 2025 (30 days)
  • Total: 65 days used
  • Remaining: 25 days available within the 180-day window

Example 3: Rolling Window On any given day, look back 180 days and count the total days you've spent in the Schengen Area during those 180 days. If you've spent 90 days, you cannot enter until some days "roll off" the 180-day window.

Online Calculator

Use the official Schengen calculator to check your allowed stay: EU Commission Short-Stay Calculator: https://ec.europa.eu/home-affairs/content/visa-calculator_en

Common Mistakes

Mistake 1: Thinking 180 days = 6 months

  • Reality: 180 days is a rolling window, not a calendar period

Mistake 2: Believing you can stay 90 days, leave for 1 day, and return for another 90 days

  • Reality: You must wait until your previous days "roll off" the 180-day window

Mistake 3: Not tracking days spent in the Schengen Area

  • Reality: Border officials check your entry/exit stamps and calculate your stay

Consequences of Violating the 90/180 Rule

Overstaying Penalties:

  • 1-30 days: Warning, possible fine, future visa restrictions
  • 30-90 days: 1-year entry ban to Schengen Area
  • 90+ days: 3-5 year entry ban, possible deportation
  • Repeated violations: Permanent ban from Schengen Area

Important: Even 1 day of overstay is recorded in the Schengen Information System (SIS) and can affect all future visa applications, not just to Malta but to all Schengen countries.

Tips for Managing Your Stay

  • Track Your Days: Keep a calendar of your Schengen stays
  • Use the Calculator: Regularly check the EU short-stay calculator
  • Plan Conservatively: Don't use all 90 days in one trip if you plan multiple visits
  • Exit Before Expiry: Leave the Schengen Area at least 1-2 days before your visa expires
  • Keep Records: Save all boarding passes, hotel receipts, and entry/exit stamps

13. Latest Updates and Changes for 2025-2026

Stay informed about recent changes and updates to Malta visa policies affecting Indian applicants.

Recent Changes (2024-2025)

Visa Fee Increase (June 2024)

Update: Schengen visa fees increased from €80 to €90 for adults and from €40 to €45 for children aged 6-12 years, effective June 11, 2024.

Impact on Indians: The fee increase translates to approximately ₹800-₹1,000 more per application at current exchange rates.

Increased Rejection Rates (2024)

Update: Malta's rejection rate for all applicants increased to 38.5% in 2024, making it one of the most stringent Schengen countries. For Indian applicants specifically, the rejection rate is approximately 44.9%.

Impact: Indian applicants must be extra careful with documentation and consider alternative Schengen countries if Malta is not their primary destination.

Walk-In Service Introduction (2024)

Update: VFS Global centres across India now offer walk-in services for Malta Type C visa applications without prior appointments.

Impact: More flexibility for applicants, but appointments are still recommended during peak seasons to avoid long waits.

ETIAS Implementation (Expected 2026)

What is ETIAS? ETIAS (European Travel Information and Authorization System) is a new electronic travel authorization system for visa-exempt travelers entering the Schengen Area.

Impact on Indians: No impact - Indians require a visa and will not need ETIAS. ETIAS is only for visa-exempt nationals (USA, Canada, Australia, UK, etc.). Indians will continue to apply for Schengen visas as usual.

Note: If you acquire citizenship of a visa-exempt country, you'll need ETIAS instead of a visa from 2026 onwards.

Upcoming Changes (2026 and Beyond)

Digital Visa Application System

Expected Change: The EU is working on a fully digital visa application system that may allow online submission without in-person visits for biometrics (for applicants who have previously provided biometrics).

Timeline: Pilot programs expected in 2026-2027

Potential Impact: Easier, faster application process for repeat applicants

Visa Digitalization

Expected Change: Physical visa stickers may be replaced by electronic visas (e-visas) stored in a digital system.

Timeline: Gradual rollout expected from 2026 onwards

Potential Impact: Faster processing, reduced passport wear, easier verification at borders

Staying Updated

Official Sources for Latest Information:

Recommendation: Check official websites 2-3 weeks before applying to ensure you have the latest requirements and fee information.

14. Practical Tips for Indian Travelers in Malta

Once you receive your visa, here are practical tips to make your Malta trip smooth and enjoyable.

Currency and Money

Currency: Euro (EUR / €)

Exchange Rate (December 2025): €1 = approximately ₹92-95 (fluctuates)

Money Tips:

  • Exchange INR to EUR in India before departure (better rates than at airports)
  • Carry a mix of cash and cards
  • Credit/debit cards widely accepted in cities, less so in rural areas
  • Inform your bank about international travel to avoid card blocks
  • ATMs available in all cities and towns

Tipping: 10% in restaurants (not mandatory but appreciated)

Daily Budget:

  • Budget traveler: €40-€60 per day (₹3,700-₹5,500)
  • Mid-range traveler: €80-€120 per day (₹7,400-₹11,000)
  • Luxury traveler: €150+ per day (₹13,800+)

Language

Official Language: Maltese (Malti)

English Proficiency: High, especially in tourist areas, hotels, and restaurants. Most Maltese people speak excellent English.

Useful Phrases:

  • Hello: Merhba (MER-bah)
  • Thank you: Grazzi (GRAH-tsee)
  • Please: Jekk jogħbok (JEK YOH-bock)
  • Yes: Iva (EE-vah)
  • No: Le (leh)
  • Excuse me: Skuzi (SKOO-zee)
  • How much?: Kemm? (KEM)

Indian Traveler Tip: Most Maltese appreciate when tourists attempt to speak a few words in Maltese, even if you switch to English afterward.

Food and Dining

Maltese Cuisine: Mix of Mediterranean, Italian, and British influences. Hearty meat dishes, fresh seafood on the coast, excellent pastries.

Vegetarian Options: Malta is increasingly vegetarian-friendly. Most restaurants offer vegetarian dishes. Italian restaurants (common in Malta) have pasta, pizza, and salads. Inform servers about dietary restrictions (many understand "vegetarian" and "vegan").

Indian Restaurants in Malta:

  • Valletta: Several Indian restaurants available
  • Sliema: Indian dining options
  • Coastal towns: Limited options, but Italian food is a good alternative

Food Costs:

  • Budget meal: €8-€15 (₹740-₹1,380)
  • Mid-range restaurant: €15-€30 (₹1,380-₹2,760)
  • Fine dining: €40+ (₹3,680+)
  • Coffee: €1.50-€3 (₹138-₹276)
  • Beer: €2.50-€4 (₹230-₹368)

Transportation

Getting Around Malta:

Car Rental:

  • Best option for flexibility and exploring rural areas
  • Cost: €30-€60 per day (₹2,760-₹5,520)
  • International Driving Permit required (get from India before departure)
  • Drive on the right side of the road
  • Vignette (highway toll sticker) required for highways (€15 for 7 days)

Public Buses:

  • Extensive network connecting all major towns
  • Affordable and reliable
  • Valletta to Lake Bled: €8-€10, 1 hour
  • Valletta to Piran: €12-€15, 2.5 hours

Taxis:

  • Available in all cities
  • More expensive than buses
  • Negotiate fare before getting in

Organized Tours:

  • Day tours from Valletta to various attractions
  • Cost: €40-€80 per person (₹3,680-₹7,360)
  • Convenient for non-drivers

Ride-Sharing:

  • Uber not available in Malta
  • Bolt (similar to Uber) available in Valletta
  • Taxis available but more expensive

Accommodation Options

Hotels: €60-€150 per night (₹5,520-₹13,800)

Hostels: €20-€40 per night (₹1,840-₹3,680)

Airbnb: €40-€100 per night (₹3,680-₹9,200)

Guesthouses: €50-€80 per night (₹4,600-₹7,360)

Booking Platforms:

Indian Traveler Tip: Book accommodations with free cancellation until you receive your visa approval.

Weather and Best Time to Visit

Seasons:

Spring (March-May):

  • Temperature: 15-25°C
  • Pros: Blooming flowers, fewer tourists, moderate prices
  • Cons: Occasional rain

Summer (June-August):

  • Temperature: 25-35°C
  • Pros: Perfect weather, all attractions open, festivals and events
  • Cons: Peak tourist season, higher prices, crowded attractions

Autumn (September-November):

  • Temperature: 15-25°C
  • Pros: Beautiful fall colors, fewer crowds, comfortable temperatures
  • Cons: Shorter days, cooler weather

Winter (December-February):

  • Temperature: 10-18°C
  • Pros: Christmas markets, fewer crowds, magical atmosphere
  • Cons: Cooler weather, some attractions closed, shorter daylight hours

Best Time for Indian Travelers:

  • May-June: Pleasant weather, fewer crowds, good prices
  • September-October: Beautiful weather, comfortable temperatures

Avoid: July-August (peak season, very crowded, high prices)

Safety and Health

Safety: Malta is one of the safest countries in Europe. Low crime rate, safe for solo travelers and families. Petty theft can occur in tourist areas (watch your belongings). Emergency number: 112 (police, ambulance, fire).

Health:

  • Tap water is safe to drink throughout Malta
  • Pharmacies (lekarna) widely available
  • Healthcare system is excellent
  • EU Health Insurance Card not valid for Indians (you need travel insurance)
  • Bring any prescription medications with doctor's prescription

Indian Traveler Health Tips:

  • Bring basic medicines from India (stomach issues, headaches, etc.)
  • Carry copies of prescriptions for any medications
  • Travel insurance covers medical emergencies
  • Vegetarian food widely available (no need to worry about dietary restrictions)

Connectivity

Mobile and Internet:

SIM Cards:

  • Available at airports, shops, and post offices
  • Providers: Vodafone, GO Mobile, Melita
  • Cost: €10-€20 for tourist SIM with data (₹920-₹1,840)

WiFi:

  • Free WiFi in most hotels, cafés, and restaurants

Indian SIM Roaming:

  • Expensive (₹500-₹1,000 per day) - not recommended

Staying Connected:

  • Buy a local SIM card at Malta Airport upon arrival
  • Most tourist SIMs offer 5-10 GB data, sufficient for 7-10 days
  • WhatsApp, Google Maps, and other apps work normally

Cultural Etiquette

Do's:

  • Greet with a handshake
  • Be punctual for appointments and tours
  • Respect nature and environment (Malta is very eco-conscious)
  • Queue properly and wait your turn
  • Dress modestly when visiting churches

Don'ts:

  • Don't litter (Malta is extremely clean)
  • Don't speak loudly in public places
  • Don't assume everyone speaks English (try a few Maltese words first)
  • Don't compare Malta to other countries negatively
  • Don't take photos of people without permission

Indian Traveler Tip: Maltese are generally reserved but friendly. They appreciate politeness and respect for their culture and environment.

15. Conclusion

Obtaining a Malta tourist visa for Indians in 2025-2026 requires careful preparation, complete documentation, and adherence to all requirements. While Malta has a higher rejection rate compared to some other Schengen countries, following this comprehensive guide significantly improves your chances of approval.

Key Takeaways

  • Start Early: Apply 4-6 weeks before your intended travel date to allow for processing time and potential delays.
  • Complete Documentation: Ensure all required documents are current, accurate, and meet specifications. Use the detailed checklist provided in this guide.
  • Financial Stability: Maintain a healthy bank balance with consistent income over 3-6 months. Aim for at least ₹1-2 lakh for a 10-15 day trip.
  • Strong Ties to India: Demonstrate clear connections to India through employment, property, family, and ongoing commitments.
  • Comprehensive Travel Insurance: Purchase Schengen-compliant insurance with minimum €30,000 coverage from a reputable provider.
  • Realistic Itinerary: Create a detailed, logical travel plan that matches your accommodation bookings and demonstrates genuine tourist intent.
  • Honesty is Crucial: Never provide false information or fake documents. Visa fraud can result in permanent bans.
  • Professional Presentation: Organize your documents neatly, write a compelling cover letter, and present a well-prepared application.

Malta's Appeal

Malta offers a unique European experience with stunning Mediterranean beauty, rich cultural heritage, and warm hospitality. From the iconic Valletta to the charming fishing village of Marsaxlokk, from the mysterious Hypogeum to the crystal-clear Blue Lagoon, Malta has something for every traveler. With proper planning and a well-prepared visa application, your dream Maltese vacation is within reach.

Need Help?

If you're unsure about any aspect of the visa application process, consider consulting a professional visa consultant or immigration lawyer. While this guide provides comprehensive information, personalized advice can address your specific situation and improve your chances of approval.

Safe travels and enjoy your Maltese adventure!

Additional Resources

Official Websites

Useful Tools

  • Visa Fee Calculator: Check current EUR to INR conversion rates
  • 90/180 Day Calculator: Track your Schengen stay duration
  • Travel Insurance Comparison: Compare policies from different providers
  • Flight Reservation Services: Get dummy bookings for visa applications

Emergency Contacts

  • Embassy of Malta in New Delhi: +91-11-4166-2891
  • VFS Global Helpline: +91-11-4929-4666
  • Malta Emergency Number (from Malta): 112
  • Indian Embassy in Malta: +356-2133-1000

Disclaimer: Visa regulations can change without notice. Always verify current requirements through official Malta government sources before applying. This guide is for informational purposes only and does not constitute legal advice.

Last Updated: December 2025

Content Accuracy: This comprehensive guide has been compiled based on extensive research of official government sources, verified travel information, and real experiences of Indian travellers who have successfully obtained Malta visas.

Expert Contributors: BTW Visas experts team with 15+ years of industry experience, with a 99% visa success rate, and have processed more than 4 lakh+ Visas.

Frequently Asked Questions

Can I submit my application in any language?

No, applications and documents should be in English or the official language of the country where you are applying (if not English).

How many days before my trip should I apply?

Apply at least 15 days before your trip, but it's recommended to apply up to 3 months in advance.

Can I travel to other Schengen countries with a Maltese Schengen Visa?

Yes, a Uniform Schengen Visa allows you to travel to all Schengen countries.

Do children need a visa?

Yes, all travelers, including children, need a visa. However, the application process and required documents may vary.

Can I extend my Schengen Visa?

Extensions are possible in exceptional circumstances (e.g., force majeure, humanitarian reasons). Contact the relevant authorities in Malta for guidance.

 

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