Finland Tourist Visa for Indians 2025-2026: Complete Guide with Latest Updates

Yes, all Indian passport holders require a valid Schengen visa to enter Finland. Finland is part of the Schengen Area, and India does not have a visa-free arrangement with the Schengen countries. However, the good news is that the Schengen visa allows you to travel not only to Finland but also to 28 other European countries within the Schengen zone, making it an excellent value for multi-country European trips.

Important Note: The Schengen visa is a unified visa system that allows travel across all Schengen member states. If Finland is your main destination (where you'll spend the most time), you must apply for the visa through the Finnish authorities.

What is a Schengen Visa?

The Schengen visa is a short-stay visa that allows travelers to visit, transit through, or stay in the Schengen Area for tourism, business, family visits, or other short-term purposes. The Schengen Area comprises 29 European countries that have abolished internal border controls, allowing free movement between member states.

Schengen Member States (29 countries): Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Key Features of Schengen Visa:

• Validity: Up to 90 days within a 180-day period
• Entry Options: Single-entry, double-entry, or multiple-entry
• Travel Freedom: Valid for travel across all 29 Schengen countries
• Purpose: Tourism, business, family visits, transit
• Visa Type: Paper sticker affixed to your passport
• Processing Time: 10-15 working days (can extend to 30 days in peak periods)

Indian travelers have primarily one visa option for visiting Finland: the Schengen visa. However, understanding the different entry types and visa categories is important.

1. Schengen Tourist Visa (Type C) - Most Common Option

The Schengen Type C visa is the standard tourist visa for short-stay visits to Finland and other Schengen countries.

Key Features:

• Validity: Up to 90 days within any 180-day period
• Entry Options: Single-entry, double-entry, or multiple-entry
• Processing Time: 10-15 working days (standard), up to 30 days in peak periods
• Application Method: In-person submission at VFS Global Visa Application Centre
• Entry Points: Valid at all major international airports, land borders, and seaports
• Visa Type: Paper sticker in passport

Schengen Visa Fees for Indians (2025-2026):

Additional Costs:

• VFS Global service fee: €20 (approximately ₹2,054)
• Courier delivery (optional): €10-15
• Total cost for adult: €110-125 (approximately ₹11,254-12,800)

Why Choose Schengen Visa:

• Travel to 29 European countries with one visa
• Excellent value for multi-country European trips
• Straightforward application process
• Widely recognized and accepted
• Multiple-entry option available for frequent travelers

2. National Visa (Type D) - For Long-Term Stay

If you're planning to stay in Finland for more than 90 days or for purposes like work, study, or family reunification, you'll need a National Visa (Type D).

Key Features:

• Validity: Varies based on purpose (typically 1 year or more)
• Purpose: Work, study, family reunification, business
• Processing Time: 20-30 working days
• Application Method: Through Finnish Immigration Service (Migri)
• Fee: €95-550 depending on purpose

When to Apply for Type D Visa:

• Employment in Finland
• Study programs
• Family reunification
• Business establishment
• Long-term residence

Note: This guide focuses on the Schengen Type C tourist visa. For Type D visas, consult the Finnish Immigration Service website.

The Finland Schengen visa application process is straightforward when you follow these detailed steps. The entire process is managed through VFS Global, the official visa application center partner for Finland in India.

Step 1: Prepare Required Documents

Before starting your application, ensure you have all necessary documents ready. Incomplete applications are a leading cause of delays and rejections.

Mandatory Documents:

1. Valid Indian Passport

• Minimum validity: 3 months beyond your intended date of departure from the Schengen Area
• Issued within: Last 10 years
• Condition: Good physical condition with no damage, water marks, or torn pages
• Blank pages: At least 2 blank visa pages available
• Type: Regular passport (not emergency travel document)

2. Schengen Visa Application Form

• Download from: finlandvisa.fi
• Format: Can be filled online and printed, or filled by hand in BLOCK LETTERS
• Signature: Must be signed by applicant
• Language: English or Finnish
• Accuracy: All information must match your passport exactly

3. Passport-Size Photograph

• Size: 35mm x 45mm (standard Schengen size)
• Background: White or light-colored background only
• Recency: Taken within the last 6 months
• Quality: High resolution, clear, and in focus
• Expression: Neutral expression with mouth closed
• Eyes: Open and clearly visible
• Glasses: Not recommended (remove if possible)
• Head covering: Only for religious reasons
• Quantity: 1 original photo (pasted on application form)

4. Passport Copies

• Photocopy of first and last pages of passport
• Copies of all Schengen visas issued within the last 3 years (if applicable)
• Copies of any previous passports with Schengen visas

5. Travel Itinerary

• Flight booking confirmation (round-trip)
• Detailed travel plan with dates
• Proof of all Schengen countries you plan to visit
• Important: Confirmed bookings are NOT required; travel agent itinerary is acceptable

6. Proof of Accommodation

• Hotel booking confirmation with full address
• Airbnb reservation details
• Invitation letter from Finnish host (if staying with friends/family)
• Tour package confirmation including accommodation
• Important: Booking must cover entire stay in Schengen Area

7. Travel Medical Insurance

• Mandatory requirement: Minimum coverage of €30,000
• Coverage area: Entire Schengen Area (not just Finland)
• Duration: Valid for entire intended stay
• Coverage includes: Medical emergencies, hospitalization, medical repatriation
• Recommended providers: ICICI Lombard, HDFC Ergo, Bajaj Allianz, Reliance

8. Proof of Financial Means

• Bank statements (last 3-6 months)
• Salary slips (last 2-3 months)
• Income tax returns (last 2 years)
• Employment letter from employer
• Sponsorship letter (if sponsored by someone else)
• Minimum requirement: €50 per day for entire stay
• Recommended minimum balance: ₹50,000-₹1,00,000

9. Proof of Employment/Studies

• Employment letter on official letterhead
• Must include: Name, position, salary, years of employment
• Must include: Approval of absence with exact dates
• Must include: Contact information and signature of employer
• For students: Enrollment certificate or admission letter

10. Cover Letter from Applicant

• Length: 1-2 pages
• Content: Explain purpose of trip, duration, places to visit, intent to return
• Language: English with Finnish translation (optional but recommended)
• Signature: Must be signed by applicant
• Tone: Professional and formal

11. Proof of Ties to India

• Property ownership documents
• Family relationships (marriage certificate, birth certificate)
• Employment contract
• Business registration
• Educational enrollment
• Purpose: Demonstrate intent to return to India

Step 2: Obtain Travel Medical Insurance

Travel medical insurance is mandatory for Schengen visa approval. You cannot proceed without it.

Insurance Requirements:

• Minimum coverage: €30,000
• Coverage area: Entire Schengen Area
• Duration: Valid for entire stay
• Must cover: Medical emergencies, hospitalization, medical repatriation

How to Obtain:

• Contact insurance providers directly
• Online insurance portals (Policybazaar, Coverfox, etc.)
• Travel agencies
• Cost: Approximately ₹500-₹2,000 for 30-day coverage

Recommended Insurance Providers:

• ICICI Lombard Schengen Travel Insurance
• HDFC Ergo Schengen Travel Insurance
• Bajaj Allianz Schengen Travel Insurance
• Reliance Schengen Travel Insurance

Step 3: Create Account on finlandvisa.fi

The official Finland visa portal allows you to fill out your application online.

Steps:

1. Visit: finlandvisa.fi
2. Click: "Create account"
3. Enter: Email address and password
4. Verify: Email confirmation link
5. Login: With your credentials
6. Select: "Schengen visa" and "Tourism" as purpose
7. Fill: Online application form

Important Notes:

• Save your login credentials
• Note your application reference number
• You can save and return to your application
• Application must be completed before booking VFS appointment

Step 4: Complete Online Application Form

The online form on finlandvisa.fi is divided into several sections. Fill in all information accurately and carefully.

Personal Information Section:

• Full name (exactly as in passport)
• Date of birth
• Gender
• Place of birth
• Nationality (India)
• Marital status
• Occupation

Passport Information Section:

• Passport number
• Passport issue date
• Passport expiry date
• Passport issuing authority

Travel Information Section:

• Purpose of visit (select "Tourism")
• Intended date of entry
• Intended date of exit
• Entry port (select from dropdown)
• Exit port (select from dropdown)
• Main destination (Finland)
• Duration of stay

Accommodation Information:

• Hotel name and address
• Contact details
• Booking reference number

Contact Information:

• Current residential address in India
• Email address (double-check for accuracy)
• Phone number with country code (+91)

Employment Information:

• Current occupation
• Name of employer/company
• Employer contact details

Important Tips:

• Use CAPITAL LETTERS for your name if your passport uses capitals
• Double-check all dates (use DD/MM/YYYY format)
• Ensure passport number is entered correctly (no spaces)
• If your name contains special characters, type them exactly as shown in passport
• Review all information before submitting

Step 5: Upload Required Documents

After completing the form, you'll need to upload scanned copies of your documents.

Document Upload Requirements:

• File format: PDF or JPEG
• File size: Maximum 5MB per file
• Resolution: Minimum 300 DPI for clarity
• Color: Color scans for all documents

Documents to Upload:

1. Passport bio-data page (both sides)
2. Passport photograph
3. Travel itinerary
4. Hotel booking confirmation
5. Travel medical insurance policy
6. Bank statements
7. Employment letter
8. Any other supporting documents

Upload Tips:

• Ensure all text is clearly readable
• No glare or shadows on documents
• Proper orientation (not upside down)
• All pages of multi-page documents
• Test uploads before final submission

Step 6: Review and Confirm Application

Before submitting, carefully review all entered information.

Review Checklist: 

✅ All personal information matches passport 

✅ Passport number is correct 

✅ Travel dates are accurate 

✅ Email address is correct 

✅ All required documents are uploaded 

✅ Document quality is good (readable) 

✅ No spelling errors or typos 

✅ All mandatory fields are filled

Declaration:

• Read terms and conditions
• Check the declaration box
• Understand that false information may result in rejection and entry ban
• Confirm all information is accurate

Step 7: Print Application and Book VFS Appointment

After submitting your online application, you'll receive a confirmation email with your application reference number.

Next Steps:

1. Print the completed application form
2. Print all supporting documents
3. Organize documents in order
4. Visit: visa.vfsglobal.com/ind/en/fin
5. Click: "Book an appointment"
6. Select: Your nearest VFS Global center
7. Choose: Appointment date and time
8. Confirm: Appointment booking

VFS Global Centers in India:

• New Delhi (Head Office)
• Mumbai
• Bangalore
• Chennai
• Hyderabad
• Kolkata
• Pune
• Ahmedabad
• Kochi

Step 8: Submit Application at VFS Global

On your appointment date, visit the VFS Global center with all original documents.

What to Bring:

• Original passport
• Original documents (not just copies)
• Printed application form
• Appointment confirmation
• Proof of payment (if paid online)
• Travel medical insurance policy

At the VFS Center:

• Check-in at reception
• Submit all documents
• Provide biometric data (fingerprints)
• Have photograph taken
• Pay visa fee (if not paid online)
• Receive receipt with tracking number

Important Notes:

• Arrive 15 minutes early
• Bring all original documents
• Biometric data collection is mandatory
• Fingerprints not collected if already provided within 59 months
• Keep receipt for tracking

Step 9: Track Application Status

After submission, you can track your application status online.

How to Check Status:

• Visit: finlandvisa.fi
• Click: "Check application status"
• Enter: Application reference number and email
• View: Current status

Application Status Options:

• Submitted: Application received
• Under Review: Being processed
• Additional Documents Requested: More information needed
• Approved: Visa granted
• Rejected: Application not approved

Processing Timeline:

• Standard: 10-15 working days
• Peak season: Up to 30 days
• Excludes weekends and Finnish public holidays

What to Do While Waiting:

• Check email regularly (including spam folder)
• Monitor application status
• Don't make non-refundable travel bookings until approved
• Keep your passport available (may be requested)
• Maintain contact with VFS for updates

Step 10: Collect Your Visa

Once approved, you'll receive notification via email. Your passport with the visa sticker will be ready for collection.

Collection Options:

Option A: In-Person Collection

• Visit VFS center during collection hours
• Bring: Receipt and identification
• Collect: Passport with visa sticker
• Hours: Typically Monday-Friday, 3:00 PM - 5:00 PM

Option B: Courier Delivery

• Available through VFS Global
• Additional courier fee: €10-15
• Tracking number provided
• Recommended for convenience

Verify Your Visa:

• Check that your name matches your passport exactly
• Verify passport number is correct
• Confirm entry and exit dates are as requested
• Check visa validity period
• Ensure visa is properly stamped and signed
• Verify visa type (single, double, or multiple entry)

What Your Visa Contains:

• Your personal information
• Passport details
• Visa validity dates
• Entry and exit points
• Visa type and number of entries
• Official seal and signature
• Barcode for scanning

Understanding the complete cost structure helps you budget accurately for your Finland trip.

Official Government Visa Fees

Note: Exchange rates fluctuate; INR amounts are approximate based on current rates.

Additional Costs

VFS Global Service Fee:

• Standard processing: €20 (approximately ₹2,054)
• Included in total cost
• Non-refundable

Optional Services (Additional Charges):

• Courier delivery: €10-15
• Expedited processing: €50-100 (if available)
• Document verification: €10-20

Travel Medical Insurance:

• 30-day coverage: ₹500-₹2,000
• 60-day coverage: ₹1,000-₹3,000
• Mandatory requirement

Travel to VFS Center:

• Local transportation: ₹200-₹500
• Accommodation (if from outside Delhi): ₹1,000-₹3,000
• Meals: ₹500-₹1,000

Total Cost Estimation

Budget Breakdown for Adult Schengen Visa:

• Government visa fee: €90 (₹9,200)
• VFS service fee: €20 (₹2,054)
• Travel medical insurance: ₹1,000-₹2,000
• Travel to VFS center: ₹500-₹1,000
• Total: ₹12,754-₹15,254

Budget Breakdown for Child (6-11 years):

• Government visa fee: €45 (₹4,600)
• VFS service fee: €20 (₹2,054)
• Travel medical insurance: ₹500-₹1,000
• Travel to VFS center: ₹500-₹1,000
• Total: ₹7,654-₹8,654

Budget Breakdown for Child (Under 6 years):

• Government visa fee: Free
• VFS service fee: €20 (₹2,054)
• Travel medical insurance: ₹500-₹1,000
• Travel to VFS center: ₹500-₹1,000
• Total: ₹3,054-₹4,054

Cost Comparison: Single vs. Multiple Entry

Single-Entry Visa:

• Cost: €90 (₹9,200)
• Best for: One-time trip to Finland
• Validity: 90 days
• Entries: 1 only

Multiple-Entry Visa:

• Cost: €90 (₹9,200) - Same price!
• Best for: Frequent travelers, multi-country trips
• Validity: 90 days total
• Entries: Unlimited within 90-day period

Recommendation: Always choose multiple-entry visa as it costs the same but provides more flexibility.

Having the correct documents is crucial for visa approval. Here's a comprehensive checklist organized by document type.

Primary Documents (Mandatory for All)

1. Valid Indian Passport

Requirements:

• Validity: Minimum 3 months beyond intended departure from Schengen Area
• Issued: Within last 10 years
• Condition: Good physical condition, no damage or water marks
• Blank pages: At least 2 blank visa pages
• Type: Regular passport (not emergency travel document)

Common Passport Issues to Avoid:

• Passport expiring within 3 months: Renew before applying
• Damaged passport: Get a new passport issued
• No blank pages: Apply for additional pages or new passport
• Name mismatch: Ensure passport name matches all documents

2. Schengen Visa Application Form

Where to Get:

• Download from: finlandvisa.fi
• Fill online or by hand
• Print and sign

Requirements:

• Duly filled and signed by applicant
• All fields completed
• No blank spaces
• Accurate information matching passport

3. Passport-Size Photograph

Specifications:

• Size: 35mm x 45mm (Schengen standard)
• Background: White or light-colored
• Recency: Within last 6 months
• Quality: High resolution, clear, in focus
• Expression: Neutral, mouth closed
• Eyes: Open and clearly visible
• Glasses: Not recommended
• Head covering: Only for religious reasons
• Quantity: 1 original photo

Photo Don'ts:

• No selfies or casual photos
• No filters or editing
• No shadows on face or background
• No red-eye effect
• No wearing uniform
• No sunglasses or tinted glasses

Supporting Documents (Mandatory)

4. Travel Itinerary

What to Include:

• Flight booking confirmation (round-trip)
• Detailed travel plan with dates
• All Schengen countries you plan to visit
• Duration of stay in each country

Important: Confirmed bookings are NOT required; travel agent itinerary is acceptable

5. Proof of Accommodation

Acceptable Documents:

• Hotel booking confirmation with full address
• Airbnb reservation details
• Invitation letter from Finnish host
• Tour package confirmation including accommodation

What to Include:

• Full name of accommodation
• Complete address with city
• Booking dates matching visa application
• Confirmation number
• Contact details

6. Travel Medical Insurance

Mandatory Requirements:

• Minimum coverage: €30,000
• Coverage area: Entire Schengen Area
• Duration: Valid for entire stay
• Must cover: Medical emergencies, hospitalization, medical repatriation

How to Obtain:

• Insurance companies (ICICI Lombard, HDFC Ergo, etc.)
• Online portals (Policybazaar, Coverfox)
• Travel agencies
• Cost: ₹500-₹2,000 for 30-day coverage

7. Proof of Financial Means

Documents:

• Bank statements (last 3-6 months)
• Salary slips (last 2-3 months)
• Income tax returns (last 2 years)
• Employment letter from employer
• Sponsorship letter (if sponsored)

Minimum Requirement:

• €50 per day for entire stay
• Recommended minimum balance: ₹50,000-₹1,00,000
• Consistent balance throughout statements

8. Proof of Employment/Studies

Employment Letter Requirements:

• On official letterhead
• Stamped and dated
• Contact information (address, email, phone)
• Name, position, and signature of employer
• Salary information
• Years of employment
• Approval of absence with exact dates
• Position after leave

For Students:

• Enrollment certificate
• Admission letter
• School/college letterhead
• Approval of leave

9. Proof of Ties to India

Documents:

• Property ownership documents
• Family relationships (marriage certificate, birth certificate)
• Employment contract
• Business registration
• Educational enrollment
• Purpose: Demonstrate intent to return to India

10. Cover Letter from Applicant

Content:

• Your full name and passport number
• Purpose of visit (tourism, business, family visit)
• Duration of stay
• Places you plan to visit
• Brief description of your trip
• Your contact information
• Signature and date

Important: Must be in English or Finnish

Document Checklist by Visa Type

Schengen Tourist Visa: 

✅ Valid passport (3+ months validity) 

✅ 1 passport-size photo (35x45mm, white background) 

✅ Completed visa application form (signed) 

✅ Cover letter 

✅ Travel itinerary 

✅ Hotel booking confirmation 

✅ Travel medical insurance (€30,000 minimum) 

✅ Proof of financial means 

✅ Proof of employment/studies 

✅ Proof of ties to India 

✅ Passport copies (first and last pages)

Understanding processing timelines helps you plan your application strategically and avoid last-minute stress.

Standard Processing Time

Official Timeline:

• Standard processing: 10-15 working days
• Typical processing: 10-12 working days
• Fastest recorded: 5-7 working days
• Calculation: Excludes weekends and Finnish public holidays

Factors Affecting Processing Time:

• Application volume (peak tourist season = longer processing)
• Document quality (clear documents = faster processing)
• Information accuracy (errors = delays)
• Finnish public holidays
• Embassy workload and staff availability
• Completeness of application
• Need for additional verification

Peak Season Considerations

High-Volume Periods:

• December-February: Longer processing due to holiday season
• March-April: Spring break travel planning
• June-August: Summer vacation season
• September-October: Autumn travel season

Expected Delays:

• Peak season: Up to 30 days
• Normal season: 10-15 days
• Off-season: 5-10 days

Recommended Application Timeline

Ideal Timeline:

• Apply 6-8 weeks before your intended travel date
• This allows time for:
• Document preparation (1-2 weeks)
• Application processing (2-3 weeks)
• Potential corrections or resubmission (1 week)
• Flight and hotel bookings after visa approval (1-2 weeks)

Minimum Timeline:

• At least 4-6 weeks before departure
• Provides buffer for unexpected delays
• Allows time for document preparation

Last-Minute Applications:

• Not recommended
• May result in rejection due to incomplete processing
• No expedited processing available for tourists
• Risk of missing travel dates

What to Do If Your Visa is Delayed

Immediate Steps:

• Check application status on finlandvisa.fi
• Verify all information was correct
• Check email spam folder for communications
• Contact VFS Global for updates

If Delayed Beyond Expected Timeline:

• Email: VFS Global support
• Phone: VFS Global center
• Provide: Passport number and application date
• Request: Status update and estimated completion date

Contingency Planning:

• Have backup travel plans
• Consider travel insurance with cancellation coverage
• Don't make non-refundable bookings until visa is approved
• Keep flexibility in your travel dates

Finnish Public Holidays 2025-2026 (Office Closures)

2025:

• New Year's Day: January 1
• Epiphany: January 6
• Good Friday: April 18
• Easter Monday: April 21
• May Day: May 1
• Ascension Day: May 29
• Midsummer Eve: June 20
• Midsummer Day: June 21
• All Saints' Day: November 1
• Independence Day: December 6
• Christmas Eve: December 24
• Christmas Day: December 25
• Boxing Day: December 26

2026:

• New Year's Day: January 1
• Epiphany: January 6
• Good Friday: April 3
• Easter Monday: April 6
• May Day: May 1
• Ascension Day: May 14
• Midsummer Eve: June 19
• Midsummer Day: June 20
• All Saints' Day: November 1
• Independence Day: December 6
• Christmas Eve: December 24
• Christmas Day: December 25
• Boxing Day: December 26

Planning Tip: Avoid applying 1-2 weeks before major Finnish holidays, as processing may be delayed.

Understanding the entry process ensures a smooth arrival in Finland.

At the Airport: Immigration Procedure

Step 1: Before Landing

• Fill out the arrival/departure card (distributed on flight)
• Have your documents ready:
• Passport
• Visa (paper sticker in passport)
• Return flight ticket
• Accommodation details
• Contact information

Step 2: Immigration Counter

For Schengen Visa Holders:

• Proceed directly to immigration counters
• Join the queue (separate lines for nationals and foreigners)
• Present your passport with visa sticker
• Immigration officer will:
• Verify your visa details
• Check your passport photo
• Ask purpose of visit (answer: "Tourism")
• Stamp your passport with entry stamp
• Return your passport and proceed to baggage claim

Common Questions at Immigration:

• "What is the purpose of your visit?" → "Tourism"
• "How long will you stay?" → State your duration
• "Where will you stay?" → Name your hotel
• "What will you visit?" → Mention tourist attractions
• "Do you have sufficient funds?" → Confirm yes

Step 3: Customs Declaration

Items to Declare:

• Cash exceeding €10,000 (or equivalent)
• Valuable items (jewelry, electronics worth over €10,000)
• Restricted items (certain medications, plants, animals)

Duty-Free Allowance:

• Alcohol: 1 liter (spirits) or 2 liters (wine/beer)
• Cigarettes: 200 cigarettes or 100 cigars or 500g tobacco
• Personal items: Up to €430 value

Prohibited Items:

• Illegal drugs and narcotics
• Weapons and explosives
• Pornographic materials
• Anti-government materials
• Endangered species products
• Counterfeit goods

Valid Entry Points for Schengen Visa

International Airports:

• Helsinki Airport (HEL) - Main international airport
• Tampere Airport (TMP)
• Turku Airport (TKU)
• Oulu Airport (OUL)
• Rovaniemi Airport (RVN)
• Kuopio Airport (KUO)
• Kemi-Tornio Airport (KEM)
• Vaasa Airport (VAA)

Land Border Checkpoints:

• Sweden border (multiple checkpoints)
• Norway border (multiple checkpoints)
• Russia border (limited checkpoints)

Seaports:

• Helsinki Port
• Turku Port
• Tampere Port
• Other major ports

Important: Your Schengen visa is valid at all entry points. You can enter through any designated port.

Exit Requirements

When Leaving Finland:

• Arrive at airport at least 3 hours before international flight
• Check-in with airline
• Proceed to immigration
• Present passport (immigration will verify your visa and stay duration)
• Get exit stamp
• Proceed to security and departure gate

Important Exit Considerations:

• Ensure you exit before your visa expiry date
• Overstaying can result in fines and future entry bans
• Keep all receipts and documentation
• Declare any items purchased in Finland (if required)

Overstay Penalties

Consequences of Overstaying:

• Fines: €20-80 per day (approximately ₹1,700-₹6,700)
• Detention at immigration
• Deportation
• Ban on future entry (for serious violations)
• Criminal charges (for extended overstays)

What to Do If You Need to Extend Your Stay:

• Apply for visa extension at least 7 days before expiry
• Visit Finnish Police (local police station)
• Provide valid reason for extension
• Pay extension fee (€30)
• Extension is granted for up to 30 additional days

While Finland Schengen visa approval rates are generally high for Indian citizens, rejections do occur. Understanding common reasons helps you avoid them.

Top 10 Reasons for Visa Rejection

1. Passport Validity Issues

• Problem: Passport expiring within 3 months of departure date
• Solution: Renew passport before applying; ensure 3+ months validity

2. Poor Quality Photos

• Problem: Blurry photos, wrong background, wearing glasses, shadows
• Solution: Get professional passport photos; follow exact specifications

3. Incomplete Application

• Problem: Missing information, blank fields, incomplete forms
• Solution: Double-check all fields; provide all requested information

4. Incorrect Information

• Problem: Typos in name, wrong passport number, incorrect dates
• Solution: Verify all details match your passport exactly; proofread carefully

5. Unclear Document Scans

• Problem: Blurry passport scan, unreadable text, glare on photo
• Solution: Use high-resolution scanner; ensure all text is clearly visible

6. Insufficient Financial Proof

• Problem: Unable to demonstrate financial capability for trip
• Solution: Provide bank statements, sponsorship letters, employment proof

7. Suspicious Travel Pattern

• Problem: Frequent short visits, unusual travel history
• Solution: Provide clear explanation of travel purpose; show ties to India

8. Missing Travel Medical Insurance

• Problem: No insurance or insufficient coverage (less than €30,000)
• Solution: Obtain proper travel medical insurance before applying

9. Inadequate Accommodation Proof

• Problem: No hotel booking or invitation letter
• Solution: Provide confirmed accommodation for entire stay

10. Criminal Record or Security Concerns

• Problem: Name matches watchlist, suspicious travel history
• Solution: Provide additional documentation; apply through official channels

How to Avoid Rejection: Best Practices

Before Applying: 

✅ Check passport validity (3+ months) 

✅ Verify passport has 2 blank pages 

✅ Get professional passport photos 

✅ Prepare high-quality document scans 

✅ Have all information ready before starting 

✅ Obtain travel medical insurance 

✅ Get hotel booking confirmation

During Application: 

✅ Fill form completely and accurately 

✅ Enter information exactly as in passport 

✅ Double-check all dates and numbers 

✅ Upload clear, properly sized documents 

✅ Review entire application before submitting 

✅ Keep copies of all documents

After Submission: 

✅ Save application reference number 

✅ Check email regularly (including spam) 

✅ Monitor application status 

✅ Respond promptly to any requests for additional information 

✅ Don't make non-refundable bookings until approved

What to Do If Your Visa is Rejected

Immediate Steps:

• Check rejection reason (if provided)
• Review your application for errors
• Verify all documents meet requirements
• Contact VFS Global for clarification

Reapplication Process:

• Correct all identified issues
• Prepare new documents if needed
• Wait 24-48 hours before reapplying
• Submit new application with corrected information
• Pay new visa fee (previous fee is non-refundable)

Alternative Options:

• Apply through Finnish embassy for personal review
• Use visa agency for professional assistance
• Provide additional supporting documents
• Write explanation letter for previous issues

Important: Most rejections are due to simple errors that can be easily corrected. Don't be discouraged—fix the issues and reapply.

Learn from experienced travelers and visa experts to ensure a hassle-free application process.

Application Tips

1. Apply Early

• Submit application 6-8 weeks before travel
• Allows time for corrections if needed
• Reduces stress and last-minute rush
• Enables better flight and hotel deals after visa approval

2. Use Official Channels

• Apply through VFS Global (official partner)
• Avoid suspicious third-party websites
• Verify website URL before entering personal information
• Look for official government seals and secure connection (https)

3. Document Preparation

• Take new passport photos even if you have old ones
• Scan documents at 300 DPI or higher
• Save documents in correct format (PDF/JPEG)
• Keep file sizes under 5MB
• Test uploads before final submission

4. Information Accuracy

• Use CAPITAL LETTERS if your passport uses capitals
• Include middle names exactly as in passport
• Don't abbreviate names or places
• Match spelling exactly (including special characters)
• Verify passport number multiple times

5. Payment Security

• Use secure internet connection (avoid public WiFi)
• Enable international transactions on your card
• Have sufficient balance/credit limit
• Save payment confirmation screenshot
• Check bank statement to confirm charge

Travel Planning Tips

1. Book Flights Strategically

• Wait for visa approval before booking non-refundable flights
• Use refundable tickets or hold bookings during visa processing
• Book flights with at least 3-4 hours layover if connecting
• Consider travel insurance for trip cancellation

2. Accommodation Planning

• Book hotels with free cancellation until visa is approved
• Choose accommodations in tourist-friendly areas
• Verify hotel address is complete and accurate for visa application
• Keep booking confirmations accessible during travel

3. Travel Insurance

• Purchase comprehensive travel insurance
• Ensure coverage includes medical emergencies
• Check if COVID-19 coverage is included
• Keep insurance documents accessible
• Share policy details with family

4. Currency and Payments

• Carry EUR cash for emergencies
• Inform your bank about international travel
• Have multiple payment methods (cards, cash, mobile wallets)
• Exchange some currency before arrival
• Keep small denominations for tips and small purchases

At Immigration Tips

1. Document Organization

• Keep all documents in a clear folder
• Arrange in order: passport, visa, flight tickets, hotel booking
• Have digital copies on phone
• Print extra copies of visa
• Keep documents easily accessible (not in checked luggage)

2. Immigration Interview

• Answer questions clearly and confidently
• Keep answers brief and truthful
• Don't volunteer unnecessary information
• Be polite and respectful
• Maintain eye contact

3. Dress Appropriately

• Dress neatly and presentably
• Avoid overly casual clothing
• Remove sunglasses and hats at immigration
• Look similar to your passport photo

4. Arrival Preparation

• Fill arrival card on flight
• Have pen ready for forms
• Know your hotel address by heart
• Have emergency contact numbers
• Keep calm and patient during queues

Money-Saving Tips

1. Apply Directly

• Use official VFS Global to save agency fees
• Only pay government fee (€90) + VFS service fee (€20)
• Avoid unnecessary service charges

2. Choose Multiple-Entry Visa

• Same cost as single-entry (€90)
• Provides more flexibility
• Useful for future Schengen trips

3. Prepare Documents Yourself

• Save on document preparation fees
• Use online guides for insurance and travel planning
• DIY scanning and printing

4. Avoid Rush Processing

• Standard processing is sufficient for most travelers
• Rush fees can double or triple the cost
• Plan ahead to avoid urgent processing charges

Safety and Security Tips

1. Protect Your Documents

• Make photocopies of passport and visa
• Store digital copies in cloud storage
• Email copies to yourself
• Keep copies separate from originals
• Use hotel safe for passport when not needed

2. Avoid Scams

• Only use official visa websites
• Don't share personal information with unauthorized agents
• Verify agency credentials before using services
• Be wary of "too good to be true" offers
• Report suspicious activities to authorities

3. Emergency Preparedness

• Save Indian Embassy contact numbers:
• Embassy in Helsinki: +358-9-6861-2600
• Emergency: +358-9-6861-2600
• Register with Indian Embassy upon arrival (optional)
• Keep emergency funds separate
• Have travel insurance contact numbers

4. Health Precautions

• Check vaccination requirements
• Carry necessary medications with prescriptions
• Know location of nearest hospital
• Have travel insurance with medical coverage
• Drink bottled water only

VFS Global Visa Application Centers in India

VFS Global - New Delhi (Head Office)

• Address: VFS Global, New Delhi
• Phone: +91-11-4163-2000
• Email: info@vfsglobal.com
• Website: visa.vfsglobal.com/ind/en/fin
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Mumbai

• Address: VFS Global, Mumbai
• Phone: +91-22-6169-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Bangalore

• Address: VFS Global, Bangalore
• Phone: +91-80-4163-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Chennai

• Address: VFS Global, Chennai
• Phone: +91-44-4163-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Hyderabad

• Address: VFS Global, Hyderabad
• Phone: +91-40-4163-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Kolkata

• Address: VFS Global, Kolkata
• Phone: +91-33-4163-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Pune

• Address: VFS Global, Pune
• Phone: +91-20-4163-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Ahmedabad

• Address: VFS Global, Ahmedabad
• Phone: +91-79-4163-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

VFS Global - Kochi

• Address: VFS Global, Kochi
• Phone: +91-484-4163-2000
• Hours: Monday to Friday, 8:00 AM - 4:00 PM

Indian Diplomatic Missions in Finland

Embassy of India in Helsinki

• Address: Unioninkatu 17, 00130 Helsinki, Finland
• Phone: +358-9-6861-2600
• Email: cons.helsinki@mea.gov.in
• Website: indembassyhelsinki.gov.in
• Emergency: +358-9-6861-2600 (24/7)

Official Finland Visa Resources

Finland Visa Portal:

• Website: finlandvisa.fi
• Official government portal for Schengen visa applications
• Available in English and Finnish
• 24/7 online access

Finnish Immigration Service (Migri):

• Website: migri.fi
• Official information on visa policies and regulations
• Updates on entry requirements
• Residence permit information

Finland Tourism Board:

• Website: visitfinland.com
• Official tourism information
• Travel guides and attractions
• Accommodation and transportation

Emergency Contacts in Finland

Emergency Services:

• Police: 112
• Fire: 112
• Ambulance: 112
• Tourist Hotline: +358-9-2288-1200

International Hospitals (English-speaking):

• Helsinki University Hospital: +358-9-4711
• Mehiläinen Private Hospital: +358-10-414-0000
• Terveystalo: +358-10-414-0000

Useful Travel Apps and Websites

Transportation:

• Finnair (Finnish airline)
• VR (Finnish railways)
• Whim (mobility app)
• Google Maps

Accommodation:

• Booking.com
• Agoda
• Airbnb
• Hotels.com

Translation:

• Google Translate
• Papago

Navigation:

• Google Maps
• Maps.me (offline maps)

Currency Conversion:

• XE Currency
• Currency Converter Plus

Travel Information:

• TripAdvisor
• Lonely Planet
• Visit Finland

Finland is calling, and with this comprehensive guide, you're now fully equipped to navigate the Schengen visa process with confidence. Whether you're planning to chase the Northern Lights in Lapland, explore the stunning archipelago, discover the vibrant culture of Helsinki, or experience the unique Nordic lifestyle, your Finnish adventure is just a visa application away.

Key Takeaways

Remember These Essential Points:

✅ Schengen Visa is Required: All Indian citizens need a Schengen visa to enter Finland. There is no visa-free option.

✅ Apply Early: Submit your visa application 6-8 weeks before your intended travel date to allow for processing and any potential corrections.

✅ Document Accuracy is Critical: Ensure your passport is valid for 3+ months, has 2 blank pages, and all information in your application matches your passport exactly.

✅ Travel Medical Insurance is Mandatory: Minimum €30,000 coverage for the entire Schengen Area is required. Without it, your application will be rejected.

✅ Use Official Channels: Apply through VFS Global (official partner) to avoid unnecessary service fees and ensure proper processing.

✅ Multiple-Entry Visa Recommended: Costs the same as single-entry (€90) but provides more flexibility for future Schengen trips.

✅ Plan Your Entry and Exit: Your Schengen visa is valid at all entry points. Ensure your travel itinerary matches your visa application.

✅ Don't Overstay: Overstaying results in significant fines (€20-80 per day) and potential future entry bans. If you need to extend, apply before your visa expires.

✅ Stay Updated: Visa policies can change. Always check the official Finland visa portal for the latest information before applying.

Final Checklist Before You Travel

One Month Before Departure: 

✅ Check passport validity (3+ months) 

✅ Verify passport has 2 blank pages 

✅ Start document preparation 

✅ Gather all required documents 

✅ Take professional passport photos 

✅ Prepare visa application form

Two Weeks Before Departure: 

✅ Submit visa application 

✅ Make payment to VFS Global 

✅ Save application reference number 

✅ Book flights and accommodation 

✅ Purchase travel insurance 

✅ Inform bank about international travel

One Week Before Departure: 

✅ Verify visa is approved 

✅ Print multiple copies of visa 

✅ Confirm passport validity (3+ months) 

✅ Confirm flights and accommodation 

✅ Download offline maps and translation apps 

✅ Save emergency contact numbers 

✅ Make copies of important documents

At the Airport: 

✅ Passport with 3+ months validity 

✅ Printed Schengen visa (multiple copies) 

✅ Return flight tickets 

✅ Hotel booking confirmations 

✅ Travel insurance documents 

✅ Sufficient EUR cash 

✅ Credit/debit cards 

✅ Emergency contact numbers 

✅ Pen for filling arrival forms

Why Finland Should Be Your Next Destination

Finland offers an incredible blend of natural beauty, Nordic culture, innovative design, and exceptional quality of life—all at reasonable prices for Indian travelers. From the Arctic wilderness of Lapland to the vibrant streets of Helsinki, from the stunning archipelago to the unique sauna culture, Finland promises unforgettable experiences.

What Makes Finland Special for Indian Travelers:

🌌 Natural Wonders: Northern Lights, midnight sun, pristine lakes, and forests 

🏛️ Cultural Heritage: Unique Nordic culture, design, and architecture 

🎨 Innovation Hub: World-class technology, design, and education 

🌲 Outdoor Activities: Hiking, skiing, sauna, and nature experiences 

🍽️ Culinary Delights: Nordic cuisine and traditional Finnish food 

🏙️ Modern Cities: Helsinki, Tampere, and other vibrant urban centers 

🛡️ Safety: One of the world's safest countries ✈️ Connectivity: Good flight connections from major Indian cities

Start Your Finland Journey Today

Don't let visa concerns hold you back from experiencing the magic of Finland. With the simplified Schengen visa process through VFS Global, obtaining your Finland visa is easier than ever. The entire application takes just 30-45 minutes, and within 10-15 days, you'll have your visa ready to embark on an incredible Nordic adventure.

Ready to Apply?

1. Visit: finlandvisa.fi
2. Create account and fill online application
3. Prepare all required documents
4. Book appointment at nearest VFS Global center
5. Submit application and biometric data
6. Wait 10-15 days for approval
7. Collect your visa
8. Pack your bags and get ready for Finland!

Sources:

• Official Finland Visa Portal (finlandvisa.fi)
• VFS Global Official Website (visa.vfsglobal.com)
• Finnish Immigration Service (migri.fi)
• Ministry for Foreign Affairs of Finland (um.fi)
• Ministry of External Affairs, India
• Finland Tourism Board (visitfinland.com)
• Verified traveler experiences and official statistics

Disclaimer: Visa regulations can change without notice. Always verify current requirements through official Finland government sources before applying. This guide is for informational purposes only and does not constitute legal advice.

Last Updated: December 2025

Content Accuracy: This comprehensive guide has been researched and compiled using official government sources, Finnish immigration regulations, and verified information from the Finnish Ministry for Foreign Affairs. All fees, requirements, and procedures are accurate as of the publication date.

Expert Contributors: BTW Visas experts team with 15+ years of industry experience, with a 99% visa success rate, and have processed more than 4 lakh+ Visas.

General Visa Questions

Q1: Is Finland visa-free for Indian passport holders? A: No, Indian citizens require a Schengen visa to enter Finland. There is currently no visa-free arrangement between India and the Schengen Area. However, the Schengen visa allows travel to 29 European countries, making it excellent value for multi-country trips.

Q2: How long does it take to get a Finland Schengen visa for Indians? A: Standard processing typically takes 10-15 working days, with most applications approved within 10-12 days. In peak seasons, processing can extend to 30 days. We recommend applying at least 6-8 weeks before your intended travel date.

Q3: What is the cost of Finland Schengen visa for Indian citizens in 2025? A: The official government fee is €90 (approximately ₹9,200) for adults. Children aged 6-11 pay €45 (approximately ₹4,600), and children under 6 travel free. Additional VFS service fee of €20 (approximately ₹2,054) applies.

Q4: Can I get a Finland visa on arrival as an Indian citizen? A: No, visa-on-arrival is not available for Indian citizens. You must obtain a Schengen visa before traveling. The visa must be applied for through VFS Global or the Finnish embassy.

Q5: How many times can I enter Finland with a Schengen visa? A: A Schengen visa can be single-entry, double-entry, or multiple-entry. Multiple-entry visas allow unlimited entries within the 90-day validity period. All entry types cost the same (€90), so multiple-entry is recommended.

Schengen Visa Specific Questions

Q6: Can I apply for Finland Schengen visa from India? A: Yes, Indian citizens can apply for Finland Schengen visa through VFS Global centers in India. Applications are submitted in person at VFS centers in New Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Kolkata, Pune, Ahmedabad, or Kochi.

Q7: What is the maximum stay duration for Finland Schengen visa? A: The Schengen visa allows a maximum stay of 90 days within any 180-day period. You can choose single-entry or multiple-entry options, but the total stay cannot exceed 90 days in 180 days.

Q8: Can I extend my Finland Schengen visa after arrival? A: Yes, you can extend your visa once after arrival in Finland for an additional 30 days. You must apply for extension at the local police station at least 7 days before your current visa expires. Extension fee is €30.

Q9: What if I make a mistake on my Schengen visa application? A: If you notice an error after submission but before approval, contact VFS Global immediately. Minor errors might be correctable. If the visa is already issued with errors, you may need to apply for a new visa with correct information and pay the fee again.

Q10: Can I enter Finland through any port with a Schengen visa? A: Yes, you can enter through any of the designated entry points (airports, land borders, seaports). However, ensure your travel itinerary matches your visa application.

Document and Requirements Questions

Q11: Do I need a return ticket to apply for Finland Schengen visa? A: While not always mandatory, having a return or onward ticket is highly recommended. Immigration officers may ask to see proof of onward travel at the airport. It's best to have at least a refundable booking or itinerary.

Q12: Is travel insurance mandatory for Finland Schengen visa? A: Yes, travel medical insurance is mandatory. Minimum coverage of €30,000 for the entire Schengen Area is required. Without insurance, your application will be rejected.

Q13: Can I apply for Finland Schengen visa if my passport expires in 2 months? A: No, your passport must be valid for at least 3 months beyond your intended departure from the Schengen Area. If your passport expires in less than 3 months, you should renew it before applying.

Q14: What photo size is required for Finland Schengen visa? A: The required photo size is 35mm x 45mm (Schengen standard) with a white or light-colored background. The photo must be recent (taken within the last 6 months), clear, and show your full face without glasses or head coverings (unless for religious reasons).

Q15: Do children need a separate visa for Finland? A: Yes, all travelers including infants and children need their own visa to enter Finland. Each child must have their own passport and separate visa application, even if they're included in a parent's passport.

Application Process Questions

Q16: Can I apply for Finland Schengen visa through a travel agency? A: Yes, you can use licensed travel agencies or visa service providers to assist with your application. They charge service fees in addition to the government visa fee but provide support, document review, and faster processing options.

Q17: How do I check my Finland Schengen visa application status? A: Visit finlandvisa.fi, click "Check application status," enter your application reference number and email address, and click "Check." You'll see whether your application is processing, approved, or rejected.

Q18: What happens if my Finland Schengen visa application is rejected? A: If rejected, you'll receive notification via email. The visa fee is non-refundable. You can reapply after correcting the issues that led to rejection. Common reasons include poor photo quality, incorrect information, or passport validity issues.

Q19: Can I apply for Finland Schengen visa if I have a criminal record? A: Having a criminal record doesn't automatically disqualify you, but it may affect your application. It's best to apply through official channels where you can explain your situation. Serious criminal records, especially related to drugs or violence, may result in rejection.

Q20: Do I need to submit my original passport for Schengen visa? A: Yes, for Schengen visa applications, you must submit your original passport. The visa is stamped directly on your passport. Only the online application form requires scanned copies; you keep your original passport with you until submission.

Travel and Entry Questions

Q21: Can I work in Finland with a Schengen tourist visa? A: No, tourist visas are strictly for tourism purposes only. Working in Finland requires a work permit and appropriate work visa. Working on a tourist visa is illegal and can result in deportation and future entry bans.

Q22: What should I do if I overstay my Finland Schengen visa? A: Overstaying is a serious violation. You'll face fines of €20-80 per day (approximately ₹1,700-₹6,700), possible detention, and potential ban on future entry. If you need to stay longer, apply for visa extension before your current visa expires.

Q23: Can I enter Finland from India via a third country? A: Yes, you can enter Finland from any country as long as you have a valid Schengen visa. Your visa is valid regardless of which country you're traveling from, as long as you enter through a designated entry point.

Q24: Do I need a visa for transit through Finland? A: If you're transiting through Finland and remaining in the international transit area without passing through immigration, you don't need a visa. However, if you need to collect baggage, change terminals, or exit the airport, you'll need a valid visa.

Q25: Can I visit other Schengen countries with my Finland Schengen visa? A: Yes, your Schengen visa allows travel to all 29 Schengen member states. You can visit other countries during your 90-day validity period, as long as your total stay doesn't exceed 90 days in 180 days.

Special Situations

Q26: What if my name in passport is different from other documents? A: Your visa application must match your passport exactly. If there are discrepancies between your passport and other documents, use your passport name for the visa application. You may need to carry supporting documents explaining name variations.

Q27: Can I apply for multiple Finland Schengen visas at the same time? A: You can only have one valid Schengen visa at a time. You cannot apply for multiple visas simultaneously. If you need to change your travel dates, you should cancel your current application (if not yet approved) and submit a new one.

Q28: What if I lose my passport with Finland Schengen visa? A: If you lose your passport before traveling, apply for a new passport and then apply for a new Schengen visa (the fee is non-refundable). If you lose it while in Finland, report to local police, contact the Indian Embassy, get an emergency travel document, and visit Finnish Police for exit clearance.

Q29: Can I convert my tourist visa to a work visa while in Finland? A: Generally, you cannot convert a tourist visa to a work visa while in Finland. You would typically need to exit Finland and apply for a work visa from outside the country. However, in some cases, visa conversion may be possible through your employer and immigration authorities—consult with Finnish Immigration Service.

Q30: What is the difference between single-entry and multiple-entry Schengen visa? A: Single-entry visa allows you to enter the Schengen Area only once. Once you exit, the visa becomes invalid. Multiple-entry visa allows you to enter and exit multiple times during the 90-day validity period. Both cost the same (€90), so multiple-entry is recommended.